UMASS Boston Tuition 2026: Costs, Fees & Aid Guide

🌊 UMass Boston tuition 2026-2027

UMass Boston Tuition 2026: Costs, Fees, Aid, Housing, Payment Plan and Net Price Guide

UMass Boston tuition searches usually need a fast answer: in-state cost, out-of-state cost, regional tuition, total cost, Beacon Pledge, FAFSA, housing, health insurance, and WISER payment rules.

For AY 2026-2027, UMass Boston lists first-year full-time undergraduate totals at $17,932 in-state, $41,152 out-of-state, and $30,207 regional after required one-time new-student fees.

The recurring tuition/fee subtotal before one-time new-student fees is $17,146 in-state, $40,366 out-of-state, and $29,421 regional.

$17,932

In-state first-year full-time undergraduate total for AY 2026-2027.

$41,152

Out-of-state first-year full-time undergraduate total.

$30,207

Regional first-year full-time undergraduate total.

$0 tuition possible

Beacon Pledge may cover tuition and mandatory fees for eligible Massachusetts residents.

Quick answer: what should a UMass Boston student budget?

Start with the official 2026-2027 tuition and fee table, then add housing, food, books, transportation, loan fees, personal costs, and health insurance if not waived.

Fast planning estimate using 2026-2027 billed tuition/fees plus current UMass Boston living-cost categories
Student type Living with parents Off campus On campus Use this carefully
In-state first-year $27,336 $35,058 $42,318 Includes one-time new-student fees.
Regional first-year $39,611 $47,333 $54,593 Regional tuition is lower than out-of-state but higher than in-state.
Out-of-state first-year $50,556 $58,278 $65,538 Higher tuition drives most of the difference.
Accuracy note: These planning totals combine the 2026-2027 Bursar tuition/fee table with UMass Boston Financial Aid living-cost categories. Your actual WISER bill controls what you owe.

UMass Boston tuition guide quick navigation

UMass Boston tuition and fees 2026-2027: official first-year full-time undergraduate rates

This table answers the main cost question directly. The “total” includes one-time new-student required fees, so continuing students should focus more on the recurring subtotal.

UMass Boston Regular Session — approximate annual cost for first-year full-time undergraduate students, AY 2026-2027
Cost item In-state Out-of-state Regional What it means
Tuition $16,366 $39,586 $28,641 Main annual tuition charge.
Mandatory fees $770 $770 $770 Technology + Student Activities + MBTA fees.
Education Abroad Engagement Fee $10 $10 $10 Listed in annual UMass Boston fee table.
Recurring subtotal $17,146 $40,366 $29,421 Best answer for continuing-student tuition and fees.
Student ID / One-Card $75 $75 $75 One-time new-student required fee.
Orientation $178 $178 $178 One-time new-student required fee.
Combined New Student Fee $533 $533 $533 One-time new-student required fee.
First-year total $17,932 $41,152 $30,207 Tuition/fees plus one-time new-student required fees.
International student fee $336 International students only.
Net price formula: UMass Boston billed charges + housing + meal plan + books + transportation + personal costs + health insurance if not waived − grants − scholarships − waivers − loans = estimated family/student balance

UMass Boston in-state vs out-of-state vs regional tuition

Residency changes the bill dramatically. In-state students pay the lowest rate, regional students pay a middle rate, and out-of-state students pay the highest rate.

Residency comparison for AY 2026-2027 first-year full-time undergraduate rates
Question Answer Why it matters
In-state total $17,932 Lowest tuition category; Massachusetts aid programs may also help.
Regional total $30,207 Lower than out-of-state but higher than in-state.
Out-of-state total $41,152 Highest listed undergraduate tuition category.
International student fee $336 International students should add this when applicable.
Residency warning: If your residency or regional status is wrong in WISER, your tuition bill can be much higher. Fix classification questions early, not after the due date.

UMass Boston financial aid: FAFSA, Beacon Pledge, scholarships and To-Do List

The tuition number is only the starting point. UMass Boston students may reduce the billed balance with federal aid, state aid, Beacon Pledge, grants, scholarships, waivers, loans, outside awards or third-party payments.

FAFSA code 002222

Use this code to send FAFSA data to UMass Boston.

March 15

New student FAFSA priority application date for fall semester.

May 1

Returning student FAFSA priority application date.

$75,000 AGI

Beacon Pledge may help eligible Massachusetts residents at or below this income level.

UMass Boston aid items students should check before paying
Aid item What official pages say Student action
FAFSA Required for federal aid and many aid-review steps. File using school code 002222.
New student priority Priority FAFSA by March 15; complete eligibility requirements by May 1. Do not wait until summer if you want timely aid packaging.
Returning student priority Priority FAFSA by May 1; complete requirements by June 1. Check WISER To-Do List often.
Beacon Pledge Covers in-state tuition and mandatory fees for eligible Massachusetts residents. Maintain MA residency and complete FAFSA or MASFA requirements.
Outside resources Outside scholarships, tuition credits, fee waivers and stipends can adjust the aid offer. Report outside resources and confirm final balance.
Merit scholarships First-year and transfer scholarship rules vary by year, GPA, residency and application status. Check scholarship pages and deadlines before assuming award amount.

UMass Boston housing cost: what does and does not appear on WISER

UMass Boston Housing states that housing fees are billed separately from the University cost and will not appear on the WISER account. Meal plan charges appear on the University billing.

Sample UMass Boston on-campus housing rates for Academic Year 2026-2027
Room type Total agreement fee Semester payment Practical note
Single Unit w/Community Bath $14,212 $7,106 Higher-cost option; limited single availability.
Single Unit w/Private Bath $15,780 $7,890 Private-bath option.
Double Unit w/Community Bath $12,268 $6,134 Lower than single options.
Double Unit w/Private Bath $14,400 $7,200 Bathroom shared inside the room space.
Triple Unit w/Community Bath $9,636 $4,818 Lower listed room cost; triples may have bunk beds.
Quad Unit w/Private Bath $11,088 $5,544 Shared-room cost option with private bath.
Housing tip: Do not compare only tuition. On-campus housing and meal plans can change the real cost more than many students expect.
Open UMass Boston Room Rates

Health insurance waiver: hidden cost students often miss

Eligible students are automatically enrolled in the Student Health Insurance Plan unless they waive it by the deadline through the approved process.

UMass Boston health insurance waiver checks
Item UMass Boston detail Student action
Fall 2026 waiver deadline October 1, 2026 Waive before bill due date if you have comparable coverage.
Spring 2027 waiver deadline March 1, 2027 Do not assume fall action covers everything; check your account.
Waiver restriction examples Cannot waive with MassHealth Limited, Health Safety Net, or Children’s Medical Security Plan. Check eligibility before relying on a waiver.
Billing impact Health insurance should be waived before bill due date to avoid paying for the policy. Look for the charge in WISER and fix it early.
Money warning: The health insurance waiver is not just a formality. Missing the waiver can create a large avoidable balance.
Open UMass Boston Health Insurance

How to pay UMass Boston tuition: WISER, Flywire, payment plan and late fees

UMass Boston students must pay or make a plan to pay by the due date on the bill. Non-payment can cause administrative holds, dropped courses and late fees.

Open WISER and review your e-bill Check charges, aid, waivers, housing/meal plan items, third-party payments and due date.
Make a plan to pay UMass Boston says students are required to pay or provide a plan to pay their balance by the due date.
Use Flywire for online payments UMass Boston works with Flywire for e-check and online credit card payments. Card/debit transactions can include a non-refundable convenience fee.
Enroll in the monthly payment plan if needed The payment plan is interest-free with a one-time non-refundable semester enrollment fee charged by Flywire.
Track monthly due dates UMass Boston says payment plan payments are auto-debited monthly and due on the 15th of each month.
Save proof Keep payment confirmations, bank proof, aid emails, third-party authorization and WISER screenshots.
UMass Boston payment rules students should know
Issue Official detail Action
Late payment fee $70 late payment fee per school term. Pay or enroll in payment plan by due date.
Returned ACH/check $30 insufficient funds fee. Confirm bank details before submitting payment.
Bank bill pay Allow 7–14 business days for delivery and posting. Do not send bank bill pay close to the deadline.
Nonpayment hold Can block registration, grades and graduation. Contact Bursar/One Stop before balance becomes overdue.
Collections risk Bills unpaid for 3 months after semester end may be sent to collections with a 25% collection fee. Resolve balance early or set a plan.
Third-party payments Third-party paperwork must be submitted by original bill due date. Students remain responsible for unpaid balance.
Official payment links: Payment Information · Plan to Pay · Online Payments

UMass Boston 2026 billing dates and money deadlines

Use WISER for the final due date on your actual invoice. The official important dates page lists Fall 2026 billing availability and due-date guidance.

Key UMass Boston billing and aid dates
Date / deadline What it means Student action
Fall 2026 invoice Available in WISER with due date August 15. Review bill, aid, waiver and payment plan early.
New student FAFSA priority March 15 for fall semester. File FAFSA early and complete requirements by May 1.
Returning student FAFSA priority May 1. Complete To-Do List items by June 1.
Fall health insurance waiver October 1, 2026 final waiver deadline. Waive before bill due date if eligible.
Spring health insurance waiver March 1, 2027 final waiver deadline. Check spring account status.
Payment plan due day Monthly payments due on the 15th. Make sure auto-debit and funding source are ready.
Important: Non-payment or refusing to make a plan to pay is not a safe way to drop classes. If you do not plan to attend, drop before the add/drop deadline.

Before you choose UMass Boston: cost checklist by student type

Massachusetts resident

Start with $17,932 first-year billed tuition/fees, then check Beacon Pledge, state aid, FAFSA, scholarships, housing and health insurance waiver.

Regional student

Start with $30,207 first-year billed tuition/fees. Confirm whether you qualify for the regional rate before comparing with out-of-state cost.

Out-of-state student

Start with $41,152 first-year billed tuition/fees. Add housing, travel, health insurance, meal plan and scholarships.

Parent payer

Ask the student to check WISER, confirm the bill due date, and set the plan to pay before the deadline.

UMass Boston tuition contacts, address and map

Use the Bursar/One Stop for billing and payment. Use Financial Aid for FAFSA, grants, Beacon Pledge, To-Do List, scholarships and aid adjustments.

UMass Boston Bursar’s Office

Best for: tuition bill, payment, late fee, payment plan, refund, health insurance billing, holds.

Location: Campus Center, 4th Floor, UMass Boston, 100 Morrissey Boulevard, Boston, MA 02125.

Student inquiries: 617.287.5350

Email: Bursar@umb.edu

Open Bursar

UMass Boston Financial Aid

Best for: FAFSA, grants, loans, scholarships, Beacon Pledge, To-Do List and aid offer.

Location: Campus Center, 4th Floor, 100 Morrissey Blvd., Boston, MA 02125.

Phone: 617.287.6300

Email: finaid@umb.edu

Open Financial Aid

Before contacting UMass Boston: Keep your student ID, WISER screenshot, bill due date, FAFSA status, aid offer, payment receipt, waiver/third-party documents and housing information ready.

UMass Boston campus map

UMass Boston tuition checklist before paying

Confirm your residency category In-state, regional and out-of-state tuition are very different. Fix classification issues early.
Open WISER and verify the actual bill Use the WISER e-bill for the due date and current balance.
Check FAFSA and To-Do List Missing documents can delay aid and make the balance look higher.
Check Beacon Pledge eligibility Massachusetts residents with AGI of $75,000 or less may qualify for $0 tuition and mandatory fees.
Waive health insurance if eligible Do it before the bill due date; final deadlines are later but waiting can create payment stress.
Use payment plan before the due date Failing to enroll by the e-bill due date can trigger late fees and holds.

FAQs about UMass Boston tuition 2026

How much is UMass Boston tuition for 2026-2027?

For AY 2026-2027, first-year full-time undergraduate totals are $17,932 in-state, $41,152 out-of-state, and $30,207 regional.

What is UMass Boston in-state tuition?

In-state tuition is $16,366. The recurring tuition/fee subtotal is $17,146, and the first-year total with required one-time new-student fees is $17,932.

What is UMass Boston out-of-state tuition?

Out-of-state tuition is $39,586. The recurring tuition/fee subtotal is $40,366, and the first-year total with required one-time new-student fees is $41,152.

What is UMass Boston regional tuition?

Regional tuition is $28,641. The recurring tuition/fee subtotal is $29,421, and the first-year total with required one-time new-student fees is $30,207.

Can Massachusetts residents get free tuition at UMass Boston?

Eligible Massachusetts residents with adjusted gross income of $75,000 or less may qualify for the Beacon Pledge, which covers in-state tuition and mandatory fees if criteria are met.

What is UMass Boston’s FAFSA code?

UMass Boston’s FAFSA school code is 002222.

Does UMass Boston have a payment plan?

Yes. UMass Boston offers an interest-free monthly payment plan through Flywire with a non-refundable semester enrollment fee. Payments are due on the 15th of each month.

What is the UMass Boston late payment fee?

UMass Boston lists a $70 late payment fee per school term for past-due invoices.

When is the Fall 2026 UMass Boston bill due?

UMass Boston’s Important Dates page says the Fall 2026 billing invoice will be available in WISER with due date August 15.

When is the UMass Boston health insurance waiver deadline?

The final Fall 2026 health insurance waiver deadline is October 1, 2026, and the final Spring 2027 waiver deadline is March 1, 2027.

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