UCF Florida Tuition 2026: Costs, Fees & Aid Guide

⚔️ UCF Florida tuition 2026-2027

UCF Florida Tuition 2026: Costs, Fees, Aid, Housing, Payment Plan and Net Price Guide

UCF tuition searches usually come from students who need a clear number fast: Florida resident cost, out-of-state cost, online tuition, housing, aid, payment deadlines, and what to do inside myUCF.

For Fall and Spring 2026-2027, UCF lists undergraduate Florida resident tuition and fees at $5,954 for 28 credit hours. The estimated total cost is $26,272 for on-campus or off-campus students and $19,436 for students living with a parent.

Non-Florida residents should plan around $22,482 tuition and fees and about $42,800 total cost for on-campus or off-campus living before aid.

$5,954

Florida resident undergraduate tuition and fees, Fall/Spring 2026-2027, 28 credits.

$22,482

Non-Florida resident undergraduate tuition and fees, Fall/Spring 2026-2027, 28 credits.

$26,272

Florida resident total cost for on-campus or off-campus living before aid.

$42,800

Non-Florida resident total cost for on-campus or off-campus living before aid.

Quick answer: what should a UCF student budget?

A Florida resident living on campus or off campus should plan around $26,272 for Fall and Spring 2026-2027 before financial aid.

A non-Florida resident living on campus or off campus should plan around $42,800 before aid.

Most important detail: UCF’s cost table is based on 28 credit hours for Fall and Spring. Your actual bill can change if you take fewer/more credits, live in a different housing option, buy a meal plan, receive Bright Futures, Florida Prepaid, scholarships, grants, loans, waivers, or have a financial aid deferment.

UCF Florida tuition guide quick navigation

UCF tuition and fees 2026-2027: official undergraduate cost breakdown

This is the core information most searchers need. UCF separates tuition and fees from books, housing, food, transportation and personal expenses.

UCF Main/Regional Campus Undergraduate Cost of Attendance — Fall and Spring 2026-2027, based on 28 credit hours
Student type Tuition & fees Books Housing Food Transportation Personal Total cost
Florida resident — on campus $5,954 $1,200 $8,750 $6,170 $1,094 $3,104 $26,272
Florida resident — off campus $5,954 $1,200 $9,918 $3,970 $2,126 $3,104 $26,272
Florida resident — with parent $5,954 $1,200 $3,860 $3,192 $2,126 $3,104 $19,436
Non-Florida resident — on campus $22,482 $1,200 $8,750 $6,170 $1,094 $3,104 $42,800
Non-Florida resident — off campus $22,482 $1,200 $9,918 $3,970 $2,126 $3,104 $42,800
Non-Florida resident — with parent $22,482 $1,200 $3,860 $3,192 $2,126 $3,104 $35,964
Practical planning formula: UCF total cost − Bright Futures / Pell Grant / UCF scholarships / Florida Prepaid / outside scholarships / loans = estimated family balance
Official UCF note: The 2026-2027 cost table is an estimate for Fall and Spring based on 28 credit hours. UCF says a $10 annual I.D. Service & Access Fee is included in the tuition component. Licensure, equipment, major-specific or federal-compliance adjustments may change some students’ cost.
Open UCF Cost of Attendance

UCF in-state vs out-of-state tuition: Florida residency makes a big difference

UCF is a Florida public university, so residency status matters. Florida residents pay much less in tuition and fees than non-Florida residents.

Residency comparison for Fall/Spring 2026-2027 undergraduate UCF cost
Cost question Florida resident Non-Florida resident Difference
Tuition & fees $5,954 $22,482 $16,528 more for non-residents.
Total cost — on/off campus $26,272 $42,800 Same living budget, higher non-resident tuition.
Total cost — living with parent $19,436 $35,964 Living with parent lowers housing/food estimate, not non-resident fee.
Residency warning: If your Florida residency documents are incomplete or pending, your fee invoice may show higher non-Florida charges. Fix residency issues early because aid disbursement and billing can be affected.

UCF Online tuition 2026-2027: Florida and non-Florida cost

UCF Online has its own undergraduate cost-of-attendance table. It is useful for students who are not planning to use campus facilities the same way as main-campus students.

UCF Online undergraduate cost of attendance — Fall and Spring 2026-2027, based on 28 credit hours
Student type Tuition & fees On/off campus total With parent total Practical note
UCF Online Florida resident $5,028 $25,346 $18,510 Lower tuition/fees than main-campus Florida resident estimate.
UCF Online non-Florida resident $21,556 $41,874 $35,038 Still much higher than Florida resident online tuition.
Online tip: Do not compare only tuition. Check whether your program has extra equipment, licensure, program or proctoring costs.

UCF summer tuition 2026: quick planning numbers

Summer is often a different aid year and a different credit load. UCF’s Summer 2026 undergraduate cost table is based on 14 credit hours.

UCF undergraduate Summer 2026 estimated cost — 14 credit hours
Student type Tuition & fees On/off campus total With parent total What to remember
Florida resident $2,977 $10,297 $7,902 Summer 2026 belongs to the 2025-2026 FAFSA aid year.
Non-Florida resident $11,241 $18,561 $16,166 Higher tuition drives most of the cost difference.

UCF financial aid: FAFSA, scholarships, Bright Futures and deferments

The tuition number is only the starting point. UCF students may use FAFSA-based aid, Pell Grant, Florida grants, Bright Futures, Florida Prepaid, UCF scholarships, outside scholarships, waivers, loans or third-party sponsorships.

FAFSA code 003954

Use this school code when listing UCF on the FAFSA.

Priority date: Dec. 1

Submit FAFSA by UCF’s priority date for better aid timing.

Award letters in March

New undergraduate award letters are expected by email and myUCF.

myUCF To-Do List

Missing documents can delay aid and cause billing problems.

UCF aid items students should check before paying
Aid item Why it matters Action inside your plan
FAFSA Gateway for federal, state and university aid. Submit with UCF code 003954 by the priority date.
Bright Futures Can reduce Florida resident out-of-pocket tuition cost. Confirm eligibility, credit-hour rules and posting on myUCF.
Florida Prepaid May cover eligible tuition/fee amounts. Check what is covered and what balance remains.
UCF scholarships Merit/departmental/other awards may reduce cost. Apply through UCF scholarship resources and watch deadlines.
Outside scholarships Private awards can help cover tuition, housing or books. Notify UCF and monitor posting on your account.
Financial aid deferment Can extend payment deadline when anticipated aid is displayed and requirements are complete. Check fee invoice after add/drop; pay any difference by the due date.

UCF housing cost: why your real total can change

UCF’s cost of attendance uses estimated housing amounts, but actual campus housing rates vary by community and room type.

Sample UCF Fall 2026–Spring 2027 housing rates from UCF Housing
Community / room type Fall 2026 Spring 2027 Year estimate
Apollo shared bedroom residence hall $2,766 $2,766 $5,532
Libra shared bedroom residence hall $3,248 $3,248 $6,496
Neptune private bedroom residence hall $4,375 $4,375 $8,750
Lake Claire private bedroom 4/2 apartment $4,313 $4,313 $8,626
Towers private bedroom 4/4 apartment $5,150 $5,150 $10,300
Housing tip: The official cost-of-attendance table is a budget estimate. Your actual UCF housing bill can be lower or higher depending on where you live, room type, agreement length and meal plan.
Open UCF Housing Rates

How to pay UCF tuition: myUCF, e-check, card fees and payment plan

UCF tuition payment is handled through Student Account Services and myUCF. The safest process is to check your fee invoice after registration changes and after add/drop.

Open your fee invoice Log into myUCF, go to Student Self Service, Student Accounts and Fee Invoice. Check the correct semester.
Confirm charges and aid Review tuition, fees, housing, meal plan, waivers, Florida Prepaid, scholarships, anticipated aid and any prior balance.
Choose payment method UCF says e-check tuition/fee payments are not assessed convenience fees. Card payments have a 2% convenience fee.
Use the payment plan if needed Pay 50% of current term tuition and fees plus $15 by the original deadline through the Tuition Payment Plan link.
Pay the second installment The remaining 50% is due by the second payment-plan deadline shown on your fee invoice.
Save proof Keep confirmation numbers, receipts, bank proof, scholarship documents and screenshots of posted payments.
UCF payment method and payment plan details
Item Official detail Student tip
E-check No convenience fee for tuition and fee payments. Usually the cheapest online payment option.
Credit card Visa, MasterCard, Discover and American Express carry a 2% convenience fee. Compare fee cost before using a card.
Mail payment Checks/money orders accepted; include student name and UCF ID. Mail early; payment posting is not instant.
Cash UCF does not accept cash payments for tuition and fees. Use accepted payment methods only.
Payment plan Two-payment design; 50% plus $15 upfront, remaining 50% later. Must enroll through myUCF; paying 50% alone does not enroll you.
Late payment fee $100 late payment fee can apply if fees are not paid by due date. Enroll/pay before the deadline to avoid penalties.
Official payment links: Payment Methods · Payment Plan · Fee Invoice

UCF deadlines students should not miss

UCF tuition, financial aid and admission deadlines are not the same. Missing one can affect cost, aid timing, late fees or enrollment.

Important UCF money and admission dates
Deadline or date What UCF lists Why it matters
FAFSA priority date December 1 Better timing for aid review and award processing.
FAFSA school code 003954 Needed to send FAFSA data to UCF.
New undergraduate aid letters March timeline Students should monitor email and myUCF.
Verification priority May 30 for upcoming fall semester Missing To-Do List items can delay aid.
Fall fee payment Two weeks after fall classes begin Late/non-payment can create fees or enrollment problems.
Freshman Fall application May 1 regular decision; Oct. 15 Early Action for Summer/Fall Early Action applicants can receive priority consideration for merit scholarships.
Transfer Fall application June 1 Transfer students should budget aid, residency and transcript timing early.
Deadline warning: UCF says a $100 late payment fee applies when students do not pay fees by the due date. If aid is pending, check your deferment and fee invoice after add/drop.

What to check before choosing UCF

Florida resident student

Start with $5,954 tuition and fees. Then subtract Bright Futures, Pell Grant, scholarships, Florida Prepaid and other aid.

Out-of-state student

Start with $22,482 tuition and fees. Then compare scholarship offers, residency options, travel and housing cost.

Online student

Use the UCF Online cost table. Check whether your program has equipment, proctoring, licensure or major-specific charges.

Parent payer

Ask the student to authorize access where needed, review the fee invoice, and confirm payment plan enrollment if using partial payment.

UCF tuition contacts, address and map

Use Student Account Services for billing and payment. Use Financial Aid for FAFSA, aid, scholarships and award timing.

UCF Student Account Services

Best for: fee invoice, tuition payment, payment methods, payment plan, late fees, account balances.

Payment mailing address: University of Central Florida, Student Account Services, Attn: Payment Processing, P.O. Box 160115, Orlando, FL 32816-0115.

Overnight address: 4365 Andromeda Loop North, Millican Hall Room 109, Orlando, FL 32816-0115.

Open Student Account Services

UCF Office of Student Financial Assistance

Best for: FAFSA, grants, scholarships, loans, aid timeline, deferments and financial aid questions.

Email: finaid@ucf.edu

Phone: (844) 376-9160

Office: 4000 Central Florida Blvd., Millican Hall, Room 107, Orlando, FL 32816-0113.

Open UCF Financial Aid

Before contacting UCF: Keep your UCF ID, term, fee invoice screenshot, aid award, FAFSA status, residency status, payment confirmation and scholarship documents ready.

UCF Orlando campus map

UCF tuition checklist before you pay

Check residency first Florida vs non-Florida status changes tuition and fees by $16,528 in the 2026-2027 undergraduate cost table.
Open your myUCF fee invoice Use the actual term invoice, not only the cost-of-attendance estimate.
Verify aid and deferment Aid deferments are tied to anticipated aid and completed requirements. Pay any balance not covered by aid.
Use e-check if possible UCF says e-check tuition/fee payments have no convenience fee; card payments have a 2% fee.
Enroll in payment plan correctly Paying 50% is not enough. You must use the Tuition Payment Plan link in myUCF and pay the $15 plan fee.
Save proof Keep payment receipts, screenshots, award letters and emails until the balance shows correctly.

FAQs about UCF Florida tuition 2026

How much is UCF Florida tuition for 2026-2027?

UCF lists undergraduate Florida resident tuition and fees at $5,954 for Fall and Spring 2026-2027, based on 28 credit hours.

How much is UCF out-of-state tuition for 2026-2027?

UCF lists undergraduate non-Florida resident tuition and fees at $22,482 for Fall and Spring 2026-2027, based on 28 credit hours.

What is UCF total cost of attendance for Florida residents?

UCF estimates $26,272 for Florida resident undergraduates living on campus or off campus, and $19,436 for students living with a parent.

What is UCF total cost of attendance for out-of-state students?

UCF estimates $42,800 for non-Florida resident undergraduates living on campus or off campus, and $35,964 for students living with a parent.

What is UCF tuition per credit hour?

UCF’s current 2025-2026 undergraduate tuition rate page lists $212.28 per credit hour for in-state students and $802.54 for out-of-state students. Use the official fee invoice for exact term billing.

Is UCF Online cheaper?

For 2026-2027, UCF Online undergraduate Florida resident tuition and fees are $5,028, while main/regional campus Florida resident tuition and fees are $5,954. Total cost still depends on housing, food, books, transportation and personal expenses.

Can UCF tuition be paid monthly?

UCF has a two-payment tuition payment plan. Students pay 50% of current term tuition and fees plus a $15 enrollment fee by the original deadline, then pay the remaining 50% by the second deadline.

Does UCF charge a late payment fee?

Yes. UCF states that a $100 late payment fee applies to students who do not pay fees by the due date.

What is UCF’s FAFSA school code?

UCF’s FAFSA school code is 003954.

What is UCF’s FAFSA priority date?

UCF lists December 1 as its FAFSA priority date.

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