UCF Florida Tuition 2026: Costs, Fees, Aid, Housing, Payment Plan and Net Price Guide
UCF tuition searches usually come from students who need a clear number fast: Florida resident cost, out-of-state cost, online tuition, housing, aid, payment deadlines, and what to do inside myUCF.
For Fall and Spring 2026-2027, UCF lists undergraduate Florida resident tuition and fees at $5,954 for 28 credit hours. The estimated total cost is $26,272 for on-campus or off-campus students and $19,436 for students living with a parent.
Non-Florida residents should plan around $22,482 tuition and fees and about $42,800 total cost for on-campus or off-campus living before aid.
Florida resident undergraduate tuition and fees, Fall/Spring 2026-2027, 28 credits.
Non-Florida resident undergraduate tuition and fees, Fall/Spring 2026-2027, 28 credits.
Florida resident total cost for on-campus or off-campus living before aid.
Non-Florida resident total cost for on-campus or off-campus living before aid.
Quick answer: what should a UCF student budget?
A Florida resident living on campus or off campus should plan around $26,272 for Fall and Spring 2026-2027 before financial aid.
A non-Florida resident living on campus or off campus should plan around $42,800 before aid.
UCF Florida tuition guide quick navigation
UCF tuition and fees 2026-2027: official undergraduate cost breakdown
This is the core information most searchers need. UCF separates tuition and fees from books, housing, food, transportation and personal expenses.
| Student type | Tuition & fees | Books | Housing | Food | Transportation | Personal | Total cost |
|---|---|---|---|---|---|---|---|
| Florida resident — on campus | $5,954 | $1,200 | $8,750 | $6,170 | $1,094 | $3,104 | $26,272 |
| Florida resident — off campus | $5,954 | $1,200 | $9,918 | $3,970 | $2,126 | $3,104 | $26,272 |
| Florida resident — with parent | $5,954 | $1,200 | $3,860 | $3,192 | $2,126 | $3,104 | $19,436 |
| Non-Florida resident — on campus | $22,482 | $1,200 | $8,750 | $6,170 | $1,094 | $3,104 | $42,800 |
| Non-Florida resident — off campus | $22,482 | $1,200 | $9,918 | $3,970 | $2,126 | $3,104 | $42,800 |
| Non-Florida resident — with parent | $22,482 | $1,200 | $3,860 | $3,192 | $2,126 | $3,104 | $35,964 |
Open UCF Cost of Attendance
Popular UCF tuition searches answered fast
These are the quick answers students and parents usually want before they read deeper.
UCF Florida tuition
$5,954 tuition and fees for Florida resident undergraduates for Fall/Spring 2026-2027, based on 28 credit hours.
UCF in-state tuition
In-state undergraduate tuition and fees are $5,954 in UCF’s 2026-2027 cost-of-attendance estimate.
UCF out-of-state tuition
Non-Florida resident undergraduate tuition and fees are $22,482 for Fall/Spring 2026-2027.
UCF tuition per credit hour
UCF’s current undergraduate 2025-2026 rate table lists $212.28 in-state and $802.54 out-of-state per credit hour.
UCF total cost for Florida residents
$26,272 for on-campus or off-campus students; $19,436 for students living with a parent.
UCF total cost for out-of-state students
$42,800 for on-campus or off-campus students; $35,964 for students living with a parent.
UCF tuition with room and board
Florida resident on-campus cost includes $8,750 housing and $6,170 food, bringing the on-campus total to $26,272.
UCF Online tuition
UCF Online Florida resident undergraduate tuition and fees are $5,028; non-Florida resident UCF Online tuition and fees are $21,556.
UCF summer tuition 2026
Main/regional summer 2026 tuition and fees are $2,977 for Florida residents and $11,241 for non-Florida residents, based on 14 credit hours.
UCF payment plan
UCF’s plan splits current-term tuition and fees into two payments. Students pay 50% plus a $15 plan fee by the original deadline.
UCF in-state vs out-of-state tuition: Florida residency makes a big difference
UCF is a Florida public university, so residency status matters. Florida residents pay much less in tuition and fees than non-Florida residents.
| Cost question | Florida resident | Non-Florida resident | Difference |
|---|---|---|---|
| Tuition & fees | $5,954 | $22,482 | $16,528 more for non-residents. |
| Total cost — on/off campus | $26,272 | $42,800 | Same living budget, higher non-resident tuition. |
| Total cost — living with parent | $19,436 | $35,964 | Living with parent lowers housing/food estimate, not non-resident fee. |
UCF Online tuition 2026-2027: Florida and non-Florida cost
UCF Online has its own undergraduate cost-of-attendance table. It is useful for students who are not planning to use campus facilities the same way as main-campus students.
| Student type | Tuition & fees | On/off campus total | With parent total | Practical note |
|---|---|---|---|---|
| UCF Online Florida resident | $5,028 | $25,346 | $18,510 | Lower tuition/fees than main-campus Florida resident estimate. |
| UCF Online non-Florida resident | $21,556 | $41,874 | $35,038 | Still much higher than Florida resident online tuition. |
UCF summer tuition 2026: quick planning numbers
Summer is often a different aid year and a different credit load. UCF’s Summer 2026 undergraduate cost table is based on 14 credit hours.
| Student type | Tuition & fees | On/off campus total | With parent total | What to remember |
|---|---|---|---|---|
| Florida resident | $2,977 | $10,297 | $7,902 | Summer 2026 belongs to the 2025-2026 FAFSA aid year. |
| Non-Florida resident | $11,241 | $18,561 | $16,166 | Higher tuition drives most of the cost difference. |
UCF financial aid: FAFSA, scholarships, Bright Futures and deferments
The tuition number is only the starting point. UCF students may use FAFSA-based aid, Pell Grant, Florida grants, Bright Futures, Florida Prepaid, UCF scholarships, outside scholarships, waivers, loans or third-party sponsorships.
Use this school code when listing UCF on the FAFSA.
Submit FAFSA by UCF’s priority date for better aid timing.
New undergraduate award letters are expected by email and myUCF.
Missing documents can delay aid and cause billing problems.
| Aid item | Why it matters | Action inside your plan |
|---|---|---|
| FAFSA | Gateway for federal, state and university aid. | Submit with UCF code 003954 by the priority date. |
| Bright Futures | Can reduce Florida resident out-of-pocket tuition cost. | Confirm eligibility, credit-hour rules and posting on myUCF. |
| Florida Prepaid | May cover eligible tuition/fee amounts. | Check what is covered and what balance remains. |
| UCF scholarships | Merit/departmental/other awards may reduce cost. | Apply through UCF scholarship resources and watch deadlines. |
| Outside scholarships | Private awards can help cover tuition, housing or books. | Notify UCF and monitor posting on your account. |
| Financial aid deferment | Can extend payment deadline when anticipated aid is displayed and requirements are complete. | Check fee invoice after add/drop; pay any difference by the due date. |
UCF housing cost: why your real total can change
UCF’s cost of attendance uses estimated housing amounts, but actual campus housing rates vary by community and room type.
| Community / room type | Fall 2026 | Spring 2027 | Year estimate |
|---|---|---|---|
| Apollo shared bedroom residence hall | $2,766 | $2,766 | $5,532 |
| Libra shared bedroom residence hall | $3,248 | $3,248 | $6,496 |
| Neptune private bedroom residence hall | $4,375 | $4,375 | $8,750 |
| Lake Claire private bedroom 4/2 apartment | $4,313 | $4,313 | $8,626 |
| Towers private bedroom 4/4 apartment | $5,150 | $5,150 | $10,300 |
Open UCF Housing Rates
How to pay UCF tuition: myUCF, e-check, card fees and payment plan
UCF tuition payment is handled through Student Account Services and myUCF. The safest process is to check your fee invoice after registration changes and after add/drop.
| Item | Official detail | Student tip |
|---|---|---|
| E-check | No convenience fee for tuition and fee payments. | Usually the cheapest online payment option. |
| Credit card | Visa, MasterCard, Discover and American Express carry a 2% convenience fee. | Compare fee cost before using a card. |
| Mail payment | Checks/money orders accepted; include student name and UCF ID. | Mail early; payment posting is not instant. |
| Cash | UCF does not accept cash payments for tuition and fees. | Use accepted payment methods only. |
| Payment plan | Two-payment design; 50% plus $15 upfront, remaining 50% later. | Must enroll through myUCF; paying 50% alone does not enroll you. |
| Late payment fee | $100 late payment fee can apply if fees are not paid by due date. | Enroll/pay before the deadline to avoid penalties. |
UCF deadlines students should not miss
UCF tuition, financial aid and admission deadlines are not the same. Missing one can affect cost, aid timing, late fees or enrollment.
| Deadline or date | What UCF lists | Why it matters |
|---|---|---|
| FAFSA priority date | December 1 | Better timing for aid review and award processing. |
| FAFSA school code | 003954 | Needed to send FAFSA data to UCF. |
| New undergraduate aid letters | March timeline | Students should monitor email and myUCF. |
| Verification priority | May 30 for upcoming fall semester | Missing To-Do List items can delay aid. |
| Fall fee payment | Two weeks after fall classes begin | Late/non-payment can create fees or enrollment problems. |
| Freshman Fall application | May 1 regular decision; Oct. 15 Early Action for Summer/Fall | Early Action applicants can receive priority consideration for merit scholarships. |
| Transfer Fall application | June 1 | Transfer students should budget aid, residency and transcript timing early. |
What to check before choosing UCF
Start with $5,954 tuition and fees. Then subtract Bright Futures, Pell Grant, scholarships, Florida Prepaid and other aid.
Start with $22,482 tuition and fees. Then compare scholarship offers, residency options, travel and housing cost.
Use the UCF Online cost table. Check whether your program has equipment, proctoring, licensure or major-specific charges.
Ask the student to authorize access where needed, review the fee invoice, and confirm payment plan enrollment if using partial payment.
UCF tuition contacts, address and map
Use Student Account Services for billing and payment. Use Financial Aid for FAFSA, aid, scholarships and award timing.
Best for: fee invoice, tuition payment, payment methods, payment plan, late fees, account balances.
Payment mailing address: University of Central Florida, Student Account Services, Attn: Payment Processing, P.O. Box 160115, Orlando, FL 32816-0115.
Overnight address: 4365 Andromeda Loop North, Millican Hall Room 109, Orlando, FL 32816-0115.
Best for: FAFSA, grants, scholarships, loans, aid timeline, deferments and financial aid questions.
Email: finaid@ucf.edu
Phone: (844) 376-9160
Office: 4000 Central Florida Blvd., Millican Hall, Room 107, Orlando, FL 32816-0113.
UCF Orlando campus map
UCF tuition checklist before you pay
FAQs about UCF Florida tuition 2026
How much is UCF Florida tuition for 2026-2027?
UCF lists undergraduate Florida resident tuition and fees at $5,954 for Fall and Spring 2026-2027, based on 28 credit hours.
How much is UCF out-of-state tuition for 2026-2027?
UCF lists undergraduate non-Florida resident tuition and fees at $22,482 for Fall and Spring 2026-2027, based on 28 credit hours.
What is UCF total cost of attendance for Florida residents?
UCF estimates $26,272 for Florida resident undergraduates living on campus or off campus, and $19,436 for students living with a parent.
What is UCF total cost of attendance for out-of-state students?
UCF estimates $42,800 for non-Florida resident undergraduates living on campus or off campus, and $35,964 for students living with a parent.
What is UCF tuition per credit hour?
UCF’s current 2025-2026 undergraduate tuition rate page lists $212.28 per credit hour for in-state students and $802.54 for out-of-state students. Use the official fee invoice for exact term billing.
Is UCF Online cheaper?
For 2026-2027, UCF Online undergraduate Florida resident tuition and fees are $5,028, while main/regional campus Florida resident tuition and fees are $5,954. Total cost still depends on housing, food, books, transportation and personal expenses.
Can UCF tuition be paid monthly?
UCF has a two-payment tuition payment plan. Students pay 50% of current term tuition and fees plus a $15 enrollment fee by the original deadline, then pay the remaining 50% by the second deadline.
Does UCF charge a late payment fee?
Yes. UCF states that a $100 late payment fee applies to students who do not pay fees by the due date.
What is UCF’s FAFSA school code?
UCF’s FAFSA school code is 003954.
What is UCF’s FAFSA priority date?
UCF lists December 1 as its FAFSA priority date.