University of Notre Dame Tuition 2026: Costs, Fees & Aid Guide

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☘️ Notre Dame tuition 2026-2027

University of Notre Dame Tuition 2026: Costs, Fees, Aid, Payment Plan and Net Price Guide

Notre Dame tuition searchers usually want one thing first: the real cost. For 2026-2027, full-time undergraduate tuition is $69,280, mandatory fees are $514, and Notre Dame’s average total cost of attendance is $91,986 before financial aid.

This guide gives the numbers students and parents actually need: tuition and fees, per-semester cost, housing and food, in-state vs out-of-state answer, Pathways to Notre Dame aid guarantees, IRISH PAY dates, monthly payment plan, health insurance checks, contacts, and map.

💰 Cost table 🎁 Aid rules 💳 Pay bill
$69,280

2026-2027 full-time undergraduate tuition.

$69,794

Tuition plus mandatory fees for the year.

$91,986

Average total cost of attendance before aid.

$3,046

Annual student health insurance rate if enrolled.

Quick answer: how much should a family budget for Notre Dame?

Use $91,986 as Notre Dame’s official 2026-2027 average undergraduate cost of attendance before financial aid.

This includes tuition, mandatory fees, housing and food, books and supplies, personal expenses, and transportation.

Most important aid note: Beginning in 2026-2027, Notre Dame says families with income up to $150,000 receive aid covering at least full tuition, and families up to $200,000 receive aid covering at least half tuition, subject to typical assets and aid eligibility rules.

Notre Dame tuition guide quick navigation

💰 Tuition and full cost 🔎 Popular search answers 🏛️ In-state vs out-of-state 🎁 Financial aid rules 🏥 Health insurance 💳 Payment and billing 📆 Monthly payment plan ☎️ Contacts and map

University of Notre Dame tuition and fees 2026-2027: official cost breakdown

This table is the main answer for users searching Notre Dame tuition, tuition fees, room and board, or full cost of attendance.

Notre Dame 2026-2027 undergraduate cost of attendance
Cost item Amount Billed or estimated? Why it matters
Tuition $69,280 Billed Main academic charge and primary search intent.
Mandatory fees $514 Billed Required fees added to tuition.
Tuition + fees $69,794 Billed Best answer for “Notre Dame tuition fees.”
Housing and food $18,992 Billed/standard budget Room and board cost for campus living budget.
Tuition, fees, housing and food $88,786 Core billed/living subtotal Useful for families comparing “tuition with room and board.”
Books and supplies $1,250 Estimated Course materials and books may be paid separately.
Personal expenses $1,200 Estimated Daily student needs not always shown as a direct bill.
Transportation $750 Estimated Can be higher for long-distance or international students.
Total estimated cost $91,986 Full cost estimate Best planning number before financial aid.
Student health insurance $3,046 Billed if enrolled Automatically charged to certain students unless waived with comparable coverage.
Planning formula: $91,986 total estimated cost + $3,046 insurance if required/enrolled − Notre Dame scholarships/grants − outside scholarships = estimated family cost
Official links: Notre Dame Cost of Attendance · Undergraduate Tuition Rates · Student Health Insurance Rates

Notre Dame in-state vs out-of-state tuition: direct answer

Notre Dame does not use public-university residency pricing. Indiana residents, out-of-state U.S. students and international undergraduates use the same full-time undergraduate tuition rate.

Residency and Notre Dame tuition
Searcher query Direct answer What actually affects cost?
Notre Dame tuition in-state No separate in-state rate. Financial aid, grants, family contribution and housing/food choices.
Notre Dame tuition out-of-state No separate out-of-state rate. Transportation, family travel, aid package and personal expenses.
Notre Dame international student cost Use the same cost table, but plan for insurance and payment timing. Health insurance, visa costs, international transfer time and travel.
Practical answer: For Notre Dame, net price after aid matters more than residency. A private university can look expensive by sticker price but much lower after need-based aid.

Notre Dame financial aid: what official sources say for 2026-2027

Notre Dame says it meets 100% of demonstrated financial need. The Office of Financial Aid also highlights no-loan financial aid offers, with 70% of undergraduates receiving some form of financial aid.

100%

Demonstrated financial need met.

70%

Undergraduates receiving some form of financial aid.

$64,200

Median need-based scholarship awarded to incoming first-year students.

No-loan aid

Notre Dame highlights no-loan financial aid offers.

Pathways to Notre Dame aid guarantees beginning 2026-2027
Family income level Notre Dame aid guarantee Important condition
Most families up to $60,000 No-loan aid package covering tuition, fees, housing and food. Assumes typical assets and aid eligibility.
Families up to $150,000 Aid covers at least full tuition. Families with significant assets may not qualify at this level.
Families up to $200,000 Aid covers at least half tuition. Still based on eligibility, assets and demonstrated need review.
Families above $200,000 May still qualify depending on circumstances. Notre Dame remains committed to meeting demonstrated need.

Financial aid tools Notre Dame recommends

MyinTuition quick estimate

Notre Dame lists MyinTuition as a quick estimate tool taking about 3 minutes and using 6 basic financial questions.

Net Price Calculator

Notre Dame lists the Net Price Calculator as deeper planning, taking about 15–20 minutes with detailed financial information.

Official aid links: Notre Dame Financial Aid · Costs & Affordability · Aid & Affordability

Notre Dame health insurance: who is charged and what to check

Notre Dame requires degree and non-degree-seeking students to have U.S.-based health insurance. The annual student rate for the University-sponsored plan is $3,046 for 2026-2027.

Notre Dame student health insurance checks
Item Official detail Action
Annual student rate $3,046 for 8/15/26–8/14/27. Add this if the student is enrolled in the University-sponsored plan.
Automatically enrolled students First-year undergraduates, international students, graduate, professional and law students. Complete the waiver/decline process if comparable coverage is available.
Comparable coverage Must be U.S.-based and meet coverage rules, including local coverage and prescription benefit. Read the waiver rules before assuming family insurance qualifies.
Waiver deadline Waiver must be submitted annually by the published deadline. Do not wait until the tuition due date.
International students Usually need U.S.-based insurance and are automatically enrolled. Check whether waiver is realistic before budgeting without insurance.
Hidden-cost warning: Health insurance can change the student account balance. If the charge appears and the waiver is missed or denied, the family must plan for it.
Official health links: Student Accounts health insurance · UHS student insurance rules · UHS insurance rates

How to pay Notre Dame tuition: IRISH PAY, eCheck, wire and mail

Notre Dame Student Accounts says online payments are made through IRISH PAY using eCheck. Credit and debit card payments are not accepted by the Office of Student Accounts.

Review the IRISH PAY statement Students and authorized payers receive email notifications when a new monthly statement is available.
Use eCheck for online payment eCheck requires a routing number and U.S. personal checking account information.
Do not plan on card payment Notre Dame states that credit and debit cards are not accepted for Student Accounts payments.
Use Flywire or Convera for international payments These are integrated into IRISH PAY and allow payment from home country/local currency.
Mail checks correctly Personal checks and 529 checks should include student name and NDID where required.
Track outside scholarships Scholarship checks go to the Office of Financial Aid at 128 McKenna Hall.
Notre Dame tuition payment methods
Method Official detail Best tip
eCheck via IRISH PAY Quick, easy, secure online payment using U.S. checking account details. Use routing and account number carefully.
Credit/debit card Not accepted by Student Accounts. Do not wait until due date expecting card payment.
Wire / international payment Flywire and Convera GlobalPay are available through IRISH PAY. Generate a new quote/reference ID for each payment.
Personal check Mail to University of Notre Dame, P.O. Box 11116, South Bend, IN 46634-0116. Include a copy of the most recent IRISH PAY statement.
529 plan check Mail to the same P.O. Box if digital distribution is unavailable. Ask the plan administrator to include student name and NDID.
In-person payment Cash, check or money order at 1st Source Bank in the basement of LaFortune Student Center. Confirm hours before going.
Official payment links: Make a Payment · Wire & International Payments

Notre Dame Monthly Payment Plan: fees, dates and installment options

Notre Dame’s 2026-2027 Monthly Payment Plan is interest-free and administered through Nelnet/IRISH PAY. Students or authorized payers can enroll if the student owes at least $500 per semester.

2026-2027 Notre Dame payment plan details
Plan item Detail Practical note
Annual plan fee $50 nonrefundable enrollment fee. Useful if spreading costs across the academic year.
Semester-only plan fee $30 nonrefundable enrollment fee. Useful for fall-only or spring-only planning.
Return payment fee $20. Returned enrollment/monthly payments can disrupt the plan.
Annual plan start Available mid-April 2026. Continuing families can enroll earlier than incoming families.
Incoming families Access after May 1 confirmation and IRISH PAY setup. Watch for NetID and authorized payer access.
Autopay Requires automatic withdrawals from U.S. checking or savings account. International families may need Flywire/Convera instead.

Payment plan enrollment deadlines users care about

2026-2027 Notre Dame Monthly Payment Plan schedule
Plan Deadline examples Payments Payment months
Annual plan May 25, June 25, July 25, August 25 10, 9, 8, or 7 payments depending on enrollment date June 1 – March 1 through September 1 – March 1
Fall-only plan May 25, June 25, July 25, August 25 5, 4, 3, or 2 payments depending on enrollment date June 1 – October 1 through September 1 – October 1
Spring-only plan October 25, November 25, December 25, January 25 5, 4, 3, or 2 payments depending on enrollment date November 1 – March 1 through February 1 – March 1
Payment plan tip: If financial aid is not finalized, Notre Dame says families can use estimates and later adjust the payment plan when actual charges and credits post.
Official plan link: Notre Dame Monthly Payment Plan

Notre Dame 2026-2027 billing dates students should not miss

Statement dates and due dates are where families can get into trouble. Check IRISH PAY when the statement opens, not only on the due date.

Notre Dame Student Accounts 2026-2027 dates
Term Statement available Balance due Action
Fall 2026 July 9, 2026 August 12, 2026 Check charges, aid, insurance, payment plan and authorized payer access.
Spring 2027 December 8, 2026 January 4, 2027 Review new charges and aid credits separately from fall.
Monthly statements Generated when there is account activity. Due upon receipt for new charges. Watch for bookstore, laundry, meal, insurance or other charges.
Do not wait: International wires can take time, outside scholarships may not post instantly, and payment plan setup requires access to IRISH PAY.
Official dates: Important Dates · Monthly Statements

Notre Dame vs public university cost: why sticker price can mislead

A family may compare Notre Dame’s $91,986 cost with only the tuition line at a public university. That is not a fair comparison.

Compare full cost of attendance and net price after grants.

Public university comparison

Public schools may have lower in-state tuition, but full cost still includes fees, housing, food, books, travel and personal expenses.

Notre Dame comparison

Notre Dame’s sticker price is high, but Pathways to Notre Dame and need-based aid can lower the net price significantly.

Student and parent checklist before paying Notre Dame tuition

Start with the full cost Use $91,986 before aid, not only the $69,280 tuition line.
Check tuition and fees Confirm $69,794 tuition and mandatory fees for full-time undergraduates.
Check aid guarantee eligibility Review whether family income may qualify under $60K, $150K or $200K Pathways levels.
Review health insurance Add $3,046 if enrolled in the University-sponsored plan or if waiver is not approved.
Open IRISH PAY early Fall 2026 statement opens July 9 and is due August 12.
Choose payment method Use eCheck, mailed check, 529 check, Flywire/Convera, or payment plan; do not plan on credit/debit cards.

Notre Dame tuition contacts, addresses and campus map

Contact Student Accounts for bills and payments. Contact Financial Aid for grants, need analysis, documents and net price.

Office of Student Accounts

Best for: IRISH PAY, statements, tuition payment, payment plan, account balance, due dates.

Address: 124 McKenna Hall, University of Notre Dame, Notre Dame, IN 46556 USA

Phone: (574) 631-7113

Email: stdacct@nd.edu

Open Student Accounts

Office of Financial Aid

Best for: need-based aid, Pathways to Notre Dame, aid documents, net price, outside scholarships.

Address: 128 McKenna Hall, University of Notre Dame, Notre Dame, IN 46556 USA

Phone: 574-631-6436

Email: finaid@nd.edu

Open Financial Aid

Before contacting Notre Dame: Have student name, NDID if assigned, term, IRISH PAY statement, aid offer, payment confirmation, outside scholarship proof, and health insurance waiver status ready.

University of Notre Dame map

FAQs about University of Notre Dame tuition 2026-2027

How much is Notre Dame tuition in 2026-2027?

Notre Dame undergraduate full-time tuition is $69,280 for 2026-2027.

What are Notre Dame tuition and fees together?

Tuition is $69,280 and mandatory fees are $514, so tuition and fees together are $69,794.

What is Notre Dame total cost of attendance?

Notre Dame’s average undergraduate cost of attendance for 2026-2027 is $91,986 before financial aid.

What is Notre Dame tuition with room and board?

Tuition, mandatory fees, housing and food total $88,786 before books, supplies, personal expenses, transportation and financial aid.

Does Notre Dame have in-state tuition?

No. Notre Dame is private and does not have a separate Indiana resident tuition rate.

Does Notre Dame have out-of-state tuition?

No. Notre Dame does not charge a separate out-of-state undergraduate tuition rate.

How much is Notre Dame tuition per semester?

Full-time undergraduate tuition is $34,640 per semester. Tuition and mandatory fees are $34,897 per semester.

Can Notre Dame be free after aid?

For many low-income families, Notre Dame aid may cover major costs. Most students with family income up to $60,000 and typical assets receive a no-loan package covering tuition, fees, housing and food.

Does Notre Dame give merit scholarships?

This page focuses on need-based aid and official cost planning. Notre Dame’s Office of Financial Aid highlights need-based aid guarantees through Pathways to Notre Dame.

Can Notre Dame tuition be paid monthly?

Yes. Notre Dame offers a Monthly Payment Plan through Nelnet/IRISH PAY. Annual plan fee is $50 and semester-only plan fee is $30.

Bottom line: For University of Notre Dame 2026-2027 undergraduate planning, tuition is $69,280, tuition and fees are $69,794, housing and food are $18,992, and the total estimated cost of attendance is $91,986 before aid. Notre Dame has no in-state/out-of-state tuition split, so families should focus on Pathways to Notre Dame aid, net price, IRISH PAY dates, health insurance, and payment-plan options.

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