Baruch Tuition 2026: Costs, Fees & Aid Guide

🎓 Baruch tuition 2026 guide

Baruch Tuition 2026: Costs, Fees, Aid, Residency and Payment Guide

Baruch tuition is low compared with many New York colleges, but the real bill depends on residency, credits, online status, fees, financial aid, payment method and living costs.

For 2026 planning, undergraduate New York State resident tuition is $3,465 per semester for full-time degree students. Out-of-state residents and students on temporary visas pay $620 per credit. Full-time undergraduate fees are $265.60 per semester.

This guide answers the exact searches students make: Baruch tuition, Baruch in-state tuition, Baruch out-of-state tuition, Baruch tuition per year, Baruch tuition per semester, Baruch online tuition, Baruch financial aid, payment plan and Bursar contact.

$3,465

Full-time NY State resident undergraduate tuition per semester.

$620/credit

Out-of-state and temporary visa undergraduate tuition.

$265.60

Full-time undergraduate enrollment-based fees per semester.

007273 / 1409

Baruch FAFSA code and TAP code for financial aid.

Quick answer: how much does Baruch cost?

For a full-time undergraduate New York State resident, Baruch tuition and standard fees are about $3,730.60 per semester and $7,461.20 for fall + spring.

With CUNY’s 2026-2027 living-at-home budget, the estimated annual cost is about $23,779.20. If living away from home, the estimated annual cost is about $40,044.20 before aid.

Most important choice: NY State residency can reduce tuition sharply. Out-of-state students pay per credit, so 12 credits and 15 credits create different semester bills.

Baruch tuition guide quick navigation

Baruch undergraduate tuition and fees 2026

Baruch’s current tuition schedule is effective Fall 2025 and is the strongest official basis for 2026 tuition planning.

Baruch undergraduate degree tuition and standard fees
Student type Tuition Standard enrollment fees What to budget
NY State resident, full-time undergraduate degree $3,465 per semester $265.60 per semester $3,730.60 per semester; about $7,461.20 for fall + spring.
NY State resident, part-time undergraduate degree $305 per credit $163.10 per semester 9 credits = $2,745 tuition + $163.10 fees = $2,908.10.
Out-of-state / temporary visa undergraduate degree $620 per credit $265.60 full-time or $163.10 part-time 12 credits = $7,440 tuition + $265.60 fees = $7,705.60.
Fully online undergraduate degree, NY resident $305 per credit $238.10 per semester 12 credits = $3,660 tuition + $238.10 fees = $3,898.10.
Fully online undergraduate degree, out-of-state $350 per credit $238.10 per semester 12 credits = $4,200 tuition + $238.10 fees = $4,438.10.
NY resident undergraduate non-degree $445 per credit Varies by enrollment Non-degree students do not use the full-time flat resident degree rate.
Out-of-state / temporary visa / non-CUNY permit non-degree $915 per credit Varies by enrollment Use per-credit tuition plus applicable fees.
Baruch undergraduate enrollment-based fees
Fee Full-time 12+ credits Part-time under 12 credits Fully online degree
Technology Fee $125.00 $62.50 $62.50
Consolidated Fee $15.00 $15.00 $15.00
Student Senate Fee $1.45 $1.45 $1.45
Student Activity Fee $124.15 $84.15 $84.15
Infrastructure Fee N/A N/A $75.00
Total fees per semester $265.60 $163.10 $238.10
Winter classes

Winter classes are charged separately and are not part of the full-time flat rate.

Fees after classes start

Enrollment-based student fees are non-refundable once classes begin.

Full-time fee rule

If you are full-time at any point on or after the first official day of classes, full-time fees can apply.

Course material fees

Some lab/science courses have extra non-refundable material fees, commonly listed from $15 to $85.

Baruch full cost of attendance: tuition is only one part

CUNY’s 2026-2027 student budgets show why students should not budget only for tuition and fees.

Estimated annual cost for undergraduate NY resident full-time students
Budget item Living at home / with relatives Living away from home Why it matters
Tuition + standard fees $7,461.20 $7,461.20 Two full-time resident semesters plus Baruch full-time fees.
Books and supplies $1,500 $1,500 Books, access codes, software and course materials.
Transportation $1,190 $1,190 Subway, bus, commuter rail or local travel.
Lunch $4,550 $4,550 Daily meals during the academic year.
Personal expenses $2,088 $2,885 Phone, clothing, supplies and emergency spending.
Living / housing expenses $6,990 $20,124 housing + $2,335 medical Living away from home changes the real cost sharply.
Total estimated annual cost $23,779.20 $40,044.20 Useful for planning before Pell, TAP, scholarships or loans.
Baruch yearly budget = tuition + fees + books + transportation + lunch + personal expenses + living costs − grants/scholarships

Baruch in-state vs out-of-state tuition: what changes?

Residency is the biggest cost difference for many Baruch students. New York State residents pay the resident senior-college tuition rate, while nonresidents pay per credit.

Residency cost comparison for undergraduate degree students
Scenario Tuition rule Semester example Annual example
NY State resident, full-time $3,465 flat tuition per semester $3,730.60 with standard fees $7,461.20 for fall + spring
NY State resident, part-time 9 credits $305 per credit $2,908.10 with part-time fees Depends on credits each term
Out-of-state, 12 credits $620 per credit $7,705.60 with full-time fees $15,411.20 for two semesters
Out-of-state, 15 credits $620 per credit $9,565.60 with full-time fees $19,131.20 for two semesters
Temporary visa undergraduate student Nonresident tuition applies Use $620 per credit for in-person degree courses Add living, medical, travel and personal costs
Residency warning: Baruch says first-time students and students returning after two or more semesters must prove New York State residency. If residency is not approved, the student can be responsible for the nonresident amount.

Baruch financial aid: FAFSA, TAP, Pell, loans and bill timing

Financial aid can reduce your actual payment, but aid must be filed with the correct codes and maintained through eligible enrollment.

FAFSA code

007273 for Baruch federal aid.

TAP code

1409 for New York State TAP.

5–7 business days

Baruch may receive FAFSA data after successful submission.

Aid can change

Dropped or ineligible classes can reduce aid and create a balance.

Baruch aid items students should check
Aid item What it can do Student action
FAFSA Federal aid eligibility, including Pell Grant, work-study and federal loans. Use school code 007273 and monitor CUNYfirst.
New York State TAP State tuition assistance for eligible New York residents. Use TAP code 1409 and confirm eligible credits.
Pell Grant Federal grant based on need and enrollment. Confirm how many eligible credits count toward your degree.
Federal loans Optional borrowing to cover remaining cost. Borrow only what is needed after grants and payment plan options.
Employer voucher Can defer covered tuition when the employer authorizes Baruch to bill directly. Voucher must be on company letterhead and include student details and amount.
529 plan Can pay tuition by check. Include student name and CUNYfirst emplid# on the check.
Aid warning: Aid shown on the bill can be estimated until paid. If you drop classes, stop attending or take classes that do not count toward your degree, aid may decrease and leave a balance.

How to pay Baruch tuition: CUNYfirst, card fee, EFT, mail and payment plan

The fastest way to check and pay your Baruch bill is CUNYfirst. After registration, recheck the next day because some fees may not post immediately.

Open CUNYfirst Student Center Go to Finances, then choose Pay Bill or Enroll/Manage Payment Plan.
Review all posted charges Confirm tuition, fees, course material fees, old balances and aid credits.
Use EFT to avoid card fee Electronic check uses bank routing and account number. Enter details carefully.
Watch returned payment fee Baruch lists a $20 returned EFT/payment reprocessing fee for invalid or insufficient bank details.
Understand card payment cost Visa, Mastercard, Discover and American Express are accepted online only, with a 2.65% convenience fee.
Use Nelnet if monthly payments help The CUNY/Nelnet tuition payment plan is interest-free and splits the balance into monthly installments.
Baruch tuition payment methods
Payment method Important detail Practical tip
Electronic check / EFT Accepted online through CUNYfirst. Use bank routing and account number, not debit card number.
Credit or debit card Online only; 2.65% convenience fee. Use EFT if you want to avoid the card fee.
Nelnet payment plan Enroll through CUNYfirst; fee applies; no interest. Enroll earlier for smaller monthly payments.
Mail Check or money order to Baruch College Bursar. Allow at least 10 days for mail to arrive. Do not send cash.
In person Cash, check or money order at the Bursar window. Bring student emplid# and check office hours.
Drop box Check or money order at Newman Library Building lobby drop box. Do not leave cash in the drop box.
International check / wire International checks may have bank collection costs. Email Bursar for wire instructions and include student name/emplid#.
Official payment sources: Baruch payment options · CUNY tuition payment plan

Baruch refunds, tuition holds and billing disputes

Dropping a class after the semester starts can still leave tuition liability. Fees are usually not refundable once classes officially begin.

Fall and spring tuition refund schedule
Withdrawal timing Tuition refund Tuition obligation What it means
Before first day of semester 100% 0% Best time to drop if you do not plan to attend.
First calendar week 75% 25% You may still owe part of tuition.
Second calendar week 50% 50% Half tuition liability may remain.
Third calendar week 25% 75% Most tuition liability remains.
After third calendar week 0% 100% No tuition refund under the standard schedule.

How fast does a Bursar hold clear?

Baruch hold clearing timeline by payment type
Payment type Hold cleared by Important note
Cash Immediately at Bursar window Get a receipt before leaving.
Credit card Next business day 2.65% convenience fee applies.
Certified check / money order 2 business days Include student emplid#.
Electronic check 7 business days Wrong bank details can create a returned payment fee.
Paper check 21 business days Mail early if a registration deadline is close.
Billing dispute rule: If you believe Baruch charged you incorrectly, submit the issue in writing with documentation. Registration billing and drop-penalty appeals may go through Registrar/Refund Committee review.

Baruch graduate tuition quick guide

Graduate tuition depends on the program. This quick table helps students who search “Baruch tuition” but need MBA, MS, MPA or graduate program costs.

Selected Baruch graduate tuition rates
Graduate program type NY State resident Out-of-state / temporary visa Fully online
Master of Science / Master of Arts $5,545 per semester full-time; $470 per credit part-time $855 per credit $470 resident / $565 nonresident per credit
MBA or JD/MBA $8,155 per semester full-time; $725 per credit part-time $1,110 per credit $725 resident / $870 nonresident per credit
Master of Public Administration $6,375 per semester full-time; $545 per credit part-time $1,010 per credit $545 resident / $655 nonresident per credit
Master of International Affairs $6,375 per semester full-time; $545 per credit part-time $1,010 per credit N/A
Graduate fee note: Graduate students may also pay enrollment-based fees and Academic Excellence Fees depending on program. Always check the program-specific table before budgeting.

Baruch Bursar contact, office address and map

Use the Bursar Office for tuition bills, payment options, holds, refunds, vouchers and account balance questions. Use Financial Aid Services for FAFSA, federal aid, loans, work-study and aid status.

Baruch College Bursar Office

Phone: 646-312-1280

Fax: 646-312-1281

Email: Bursar@baruch.cuny.edu

Mailing address: One Bernard Baruch Way, Room H-810, New York, NY 10010

Office address and hours

Office: 151 East 25th Street, 8th Floor, Room 810, New York, NY 10010

Hours: Monday-Friday, 9:15 AM-1:00 PM and 2:00 PM-4:45 PM

Closed: 1:00 PM-2:00 PM

Summer note: Baruch may close on Fridays for several weeks between June and August.

Official contact source: Baruch Bursar contact page

Baruch College map

Baruch tuition checklist before you pay

Confirm your residency NY State resident and nonresident tuition are very different. Submit residency proof if Baruch requests it.
Check your credit load Resident full-time tuition is flat at 12+ credits, but out-of-state tuition is per credit.
Add fees and course costs Full-time undergraduate fees add $265.60 per semester. Some courses may also have material fees.
File aid correctly Use FAFSA code 007273 and TAP code 1409. Monitor aid status in CUNYfirst.
Recheck the bill after registration Some fees may not post immediately, so check again the next day.
Pick the right payment method EFT avoids the 2.65% card fee, but wrong bank details can add a $20 returned payment fee.

FAQs about Baruch tuition 2026

How much is Baruch tuition for NY residents?

Full-time undergraduate New York State resident tuition is $3,465 per semester. With standard full-time undergraduate fees, the semester cost is about $3,730.60.

How much is Baruch out-of-state tuition?

Out-of-state undergraduate degree students and students on temporary visas pay $620 per credit. A 12-credit semester is $7,440 in tuition before fees.

What are Baruch tuition and fees per year?

For a full-time undergraduate NY resident, two semesters of tuition and standard fees are about $7,461.20 before living costs and aid.

How much is Baruch tuition per semester?

For full-time NY resident undergraduate degree students, tuition is $3,465 per semester. Standard full-time undergraduate fees are $265.60 per semester.

How much is Baruch online tuition?

Fully online undergraduate degree tuition is $305 per credit for NY residents and $350 per credit for out-of-state students. Fully online fees are $238.10 per semester.

What is Baruch’s estimated cost of attendance?

For a full-time NY resident undergraduate, tuition and standard fees plus CUNY’s 2026-2027 living-at-home budget is about $23,779.20. Living away from home raises the estimate to about $40,044.20.

What is Baruch FAFSA code?

Baruch College’s FAFSA code is 007273.

What is Baruch TAP code?

Baruch College’s New York State TAP code is 1409.

Can I pay Baruch tuition with a credit card?

Yes, online only. Baruch accepts Visa, Mastercard, Discover and American Express online, but a 2.65% convenience fee is charged separately.

Does Baruch have a monthly payment plan?

Yes. Students can enroll in the CUNY/Nelnet tuition payment plan through CUNYfirst. The plan has an enrollment fee, no interest charges and monthly installments.

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