Uvm Tuition 2026: Costs, Fees & Aid Guide

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🎓 UVM tuition 2026-2027 guide

UVM Tuition 2026: In-State, Out-of-State, Fees, Housing, Aid and Payment Guide

UVM tuition depends heavily on residency. For 2026-2027, Vermont resident undergraduate tuition is $16,938, while out-of-state undergraduate tuition is $46,655 for 12-19 credits across two semesters.

The real yearly budget is higher after fees, housing, food, books, transportation and personal expenses. UVM lists on-campus total cost of attendance at $38,762 for Vermont residents and $68,878 for out-of-state residents before aid.

This guide gives students and parents the numbers first, then explains aid, FAFSA, payment plan, health insurance, billing, residency, popular searches and the exact offices to contact.

💰 Cost table 🎁 Aid rules 💳 Pay tuition
$16,938

Vermont resident undergraduate tuition for 2026-2027.

$46,655

Out-of-state undergraduate tuition for 2026-2027.

$3,058

Annual comprehensive fee for full-time undergraduates.

$1,000 program fee

Applies to select colleges/schools such as Nursing & Health Sciences, Grossman Business, and CEMS.

Quick answer: what should a student budget for UVM?

For an on-campus undergraduate, use $38,762 as the Vermont resident total cost and $68,878 as the out-of-state total cost before aid.

If the student is enrolled in a select college/school with the program fee, add $1,000. That makes the total $39,762 for Vermont residents and $69,878 for out-of-state residents.

Best planning rule: Do not compare tuition only. Compare tuition + fees + housing + food + books + transportation + personal expenses − scholarships/grants.

UVM tuition guide quick navigation

💰 2026-2027 cost table 🔎 Popular search answers 📘 Per semester and per credit 🏛️ In-state vs out-of-state 🎁 Aid, FAFSA and scholarships 🏥 Health insurance waiver 💳 Payment plan and bill ☎️ Contacts and map

UVM tuition and fees 2026-2027: official undergraduate cost breakdown

This table is for full-time undergraduates taking 12-19 credits for two semesters. It focuses on the on-campus cost because that is the most common freshman/undergraduate planning scenario.

UVM on-campus undergraduate cost of attendance, 2026-2027
Cost item Vermont resident Out-of-state resident What it means
Tuition $16,938 $46,655 Main academic charge for the year.
Comprehensive fee $3,058 $3,058 Mandatory annual comprehensive fee.
Program fee $0 / $1,000 $0 / $1,000 Applies to select colleges/schools.
Average food and housing $14,654 $14,654 Average on-campus housing and meal cost.
Residential Engagement Council fee $30 $30 Mandatory on-campus undergraduate housing-related fee.
Estimated billable costs $34,680 / $35,680 $64,397 / $65,397 Billable charges before indirect costs and aid.
Books, course materials, supplies and equipment $1,320 $1,320 Estimated indirect academic cost.
Miscellaneous personal expenses $2,442 $2,443 Estimated personal spending allowance.
Transportation $234 $630 Estimated travel/transportation allowance.
Loan fees $86 $88 Estimated loan fee allowance used in aid budgeting.
Total cost of attendance $38,762 / $39,762 $68,878 / $69,878 Total before grants, scholarships, loans, work-study or tuition remission.
UVM net cost = total cost of attendance − grants − scholarships − tuition remission + remaining family/student responsibility
Official UVM source: Costs of Attending and Undergraduate Tuition and Fees.

UVM tuition per semester and per credit hour

Per-semester numbers help families estimate the fall and spring bill. They also help part-time students understand per-credit costs.

UVM undergraduate tuition and fees per semester, 2026-2027
Enrollment Vermont resident Out-of-state resident Important note
Under 12 credits $706 per credit hour $1,944 per credit hour Part-time fees apply separately.
12-19 credits $8,469 tuition $23,327.50 tuition Full-time undergraduate semester rate.
Comprehensive fee $1,529 $1,529 Semester comprehensive fee.
Select college/school program fee $500 $500 Applies to Nursing & Health Sciences, Grossman Business, and CEMS.
Over 19 credits $8,469 + $706 per credit above 19 $23,327.50 + $1,944 per credit above 19 Extra credits add extra tuition.
Average on-campus food/housing $7,342 $7,342 Semester average; includes applicable residence association fee in UVM note.
Planning tip: If a student takes more than 19 credits, do not use only the full-time flat rate. Add the per-credit charge above 19 credits.

UVM off-campus cost: why it can be higher than expected

Off-campus students may have lower university-billed charges, but UVM estimates higher food and housing costs for off-campus budgets.

UVM off-campus undergraduate cost of attendance, 2026-2027
Cost item Vermont resident Out-of-state resident Why it matters
Tuition $16,938 $46,655 Same tuition as on-campus full-time undergraduate rate.
Comprehensive fee $3,058 $3,058 Annual full-time fee.
Billable costs $19,996 / $20,996 $49,713 / $50,713 Second number includes $1,000 program fee if applicable.
Estimated food and housing $17,724 $17,724 Estimated off-campus living allowance.
Transportation $1,338 $1,725 Estimated travel/transportation allowance.
Total cost of attendance $42,906 / $43,906 $73,012 / $74,012 Off-campus total before aid.
Do not assume off-campus is cheaper. Rent, food, utilities, transportation and lease timing can make off-campus budgeting different from the student bill.

UVM in-state vs out-of-state tuition: what changes the price?

UVM is a public university, so Vermont residency matters. The out-of-state tuition rate is much higher than the Vermont resident rate.

Residency status is determined when a student is admitted and generally remains the same throughout the student’s UVM career.

UVM residency cost comparison
Search intent Direct answer What to check next
UVM in-state tuition $16,938 per year. Confirm Vermont residency classification and aid offer.
UVM out-of-state tuition $46,655 per year. Compare scholarships, grants and transportation costs.
UVM tuition fees in-state $19,996 tuition + comprehensive fee. Add program fee if the student is in a select college/school.
UVM tuition fees out-of-state $49,713 tuition + comprehensive fee. Add program fee if applicable.
Simple answer: UVM residency is one of the biggest cost factors. Financial aid and merit scholarships can reduce the net price, but tuition starts from different resident/nonresident rates.

UVM financial aid, FAFSA and scholarships: what students should do

UVM uses FAFSA for federal aid and also to determine eligibility for need-based institutional grant, scholarship and loan aid.

UVM does not require or consider the CSS Profile. This makes the aid application simpler than many private colleges.

FAFSA required

Used for federal aid and UVM need-based institutional aid.

No CSS Profile

UVM states it does not require or consider CSS Profile.

92% receive aid

UVM admissions says 92% of undergraduates receive scholarships or financial aid.

$180M support

UVM reports $180M in support awarded to all undergraduates.

UVM aid and scholarship checklist
Aid item What it means Student action
FAFSA Main financial aid application for federal aid and UVM need-based aid. List UVM school code 003696.
FSA ID Student and required FAFSA contributors need StudentAid.gov accounts. Create/reconfirm FSA IDs before filing.
Merit scholarships UVM considers applicants for merit scholarships. No separate application is needed for many merit awards.
Need-based aid Can include grants, scholarships, loans and work-study. File FAFSA by the priority deadline.
State grants Vermont residents should review VSAC grant options. Apply separately if required.
Outside scholarships Private awards can reduce out-of-pocket cost. Report awards to UVM if required.

UVM FAFSA deadlines that matter

Early Action / Early Decision I

Submit FAFSA by November 15 for an on-time aid offer and consideration for available aid sources.

Early Decision II / Regular Decision

Submit FAFSA as soon as possible once available and no later than February 1.

Returning undergraduates

Submit FAFSA as soon as possible and no later than February 1 for the upcoming year.

Transfer applicants

Submit FAFSA as soon as possible once available for an on-time aid offer.

Official aid links: How to Apply for Financial Aid · Financial Aid Deadlines · UVM Costs, Financial Aid and Scholarships

UVM health insurance and waiver: avoid this billing mistake

UVM requires all enrolled students to have active comprehensive health insurance coverage while attending.

Full-time students must complete the insurance decision/waiver every year to enroll in UVM SHIP or waive it with comparable coverage.

UVM health insurance waiver rules
Requirement Who it affects What to do
Annual decision/waiver form Full-time students. Complete it every year.
Fall new students Students starting in fall. Submit insurance information by July 1.
Spring new students Students starting in spring. Submit insurance information by December 1.
Returning students Continuing students. Complete annually by July 1.
Comparable coverage Students waiving SHIP. Coverage must meet UVM’s comparable coverage standards.
Missing deadline Students who do not complete the form. UVM says students may be charged for SHIP and have a hold placed on the account.
Important: If you already have family insurance, do not ignore the waiver. UVM says students must complete the decision/waiver form annually.
Official health links: Student Health Fee, Eligibility and Insurance · Annual Student Insurance Enrollment or Waiver

How to pay UVM tuition: billing, payment plan and account checklist

UVM bills include tuition, fees, university housing and meals, and may include course-specific charges or other items.

Students should review the bill, aid status and authorized payer setup before the due date.

Open the student account Use UVM Student Financial Services and myUVM billing access to review charges and payment status.
Check every bill line Review tuition, comprehensive fee, program fee, housing, meals, course fees, health insurance and pending aid.
Set up Authorized Payer if needed If a parent will pay, make sure the student grants proper access.
Compare aid with charges Make sure scholarships, grants, loans or tuition remission are reflected correctly.
Use payment plan early UVM’s plan can cover tuition, fees and university-billed housing/meals, but only one plan can be established per student account.
Save confirmation Keep transaction receipts, payment plan details, aid offer screenshots and communication with SFS.

UVM monthly payment plan

UVM payment plan details
Term Payment window What can be covered
Fall Up to 5 monthly payments, July 1 to November 1. Tuition, fees, university-billed housing and meals.
Spring Up to 5 monthly payments, December 1 to April 1. Tuition, fees, university-billed housing and meals.
Partial balance Can cover a portion of total charges. Useful if aid covers part of the bill.
Limit One plan per student account. Student or Authorized Payer can establish it.
Official payment links: Payment Options · Billing and Payment Due Dates

UVM tuition mistakes that can cost families money

Using tuition only

Tuition does not include fees, housing, meals, books, transportation and personal expenses.

Missing the $1,000 program fee

Select schools/colleges add a program fee. It changes the bill and cost of attendance.

Ignoring SHIP waiver

Students who miss the insurance decision/waiver may be charged and placed on hold.

Assuming CSS Profile is needed

UVM says CSS Profile is not required or considered for financial aid.

Waiting on FAFSA

Late FAFSA filing can delay an aid offer or reduce access to some funding sources.

Forgetting off-campus costs

Off-campus rent, food and transportation can make the real budget higher than expected.

UVM tuition contacts, address and map

Contact Student Financial Services for billing, payment, aid and account questions. Contact health services for insurance waiver questions.

UVM Student Financial Services

Best for: tuition, fees, aid, scholarships, billing, payment plan, account balance.

Phone: (802) 656-5700

Email: sfs@uvm.edu

Open UVM Student Financial Services

UVM Center for Health and Wellbeing

Best for: student health insurance, SHIP waiver/enrollment, comparable coverage questions.

Email: health@uvm.edu

Open UVM Center for Health and Wellbeing

Before contacting UVM: Have the student NetID, academic year, residency status, bill screenshot, aid offer, FAFSA status, and health waiver status ready.

University of Vermont map

Student and parent checklist before paying UVM tuition

Confirm residency rate Vermont resident and out-of-state tuition are very different. Confirm the student’s residency status in the admission/billing record.
Check whether program fee applies Nursing & Health Sciences, Grossman Business and CEMS students may have a $1,000 annual program fee.
Compare full COA, not tuition only Use $38,762 for on-campus Vermont resident planning and $68,878 for out-of-state planning before aid.
File FAFSA early Use UVM school code 003696 and do not submit CSS Profile for UVM aid.
Complete insurance waiver/enrollment Full-time students must complete the decision/waiver every year.
Review payment plan Use the monthly payment plan early if you need to spread tuition, fees and university-billed housing/meals.

FAQs about UVM tuition 2026

How much is UVM tuition in 2026-2027?

UVM undergraduate tuition is $16,938 for Vermont residents and $46,655 for out-of-state residents for 12-19 credits across two semesters.

What are UVM tuition and fees together?

Tuition plus comprehensive fee is $19,996 for Vermont residents and $49,713 for out-of-state residents before housing, food and other expenses.

What is UVM total cost of attendance?

On-campus undergraduate cost of attendance is $38,762 for Vermont residents and $68,878 for out-of-state residents before aid. Add $1,000 if the select college/school program fee applies.

How much is UVM room and board?

UVM lists average on-campus food and housing at $14,654 for 2026-2027, plus a $30 Residential Engagement Council fee.

What is UVM tuition per semester?

For 12-19 credits, Vermont resident tuition is $8,469 per semester and out-of-state tuition is $23,327.50 per semester.

How much is UVM part-time tuition per credit?

For under 12 credits in 2026-2027, Vermont resident tuition is $706 per credit hour and out-of-state tuition is $1,944 per credit hour. Part-time fees apply separately.

Does UVM require CSS Profile?

No. UVM states it does not require or consider the CSS Profile when determining financial aid.

What FAFSA school code does UVM use?

UVM’s Federal School Code is 003696.

Does UVM have merit scholarships?

Yes. UVM considers applicants for merit-based scholarships, and the admissions page states no separate application is needed for a variety of merit scholarships.

Can UVM tuition be paid monthly?

Yes. UVM’s payment plan can spread tuition, fees and university-billed housing/meals over up to five monthly payments for fall and up to five for spring.

Bottom line: For UVM tuition 2026-2027, Vermont resident tuition is $16,938 and out-of-state tuition is $46,655. On-campus total cost of attendance is $38,762 for Vermont residents and $68,878 for out-of-state residents before aid, with a possible $1,000 program fee for select colleges/schools. File FAFSA early, use UVM school code 003696, complete the health insurance waiver/enrollment, and compare net cost after scholarships and grants instead of tuition alone.

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