University of San Diego Tuition 2026: Costs, Fees, Housing, Aid and Payment Guide
This guide is for the University of San Diego (USD), the private Catholic university at 5998 Alcalá Park — not UC San Diego.
For 2026-2027, USD full-time undergraduate tuition is $64,100 per year. Tuition and full-time undergraduate fees are about $65,199. An on-campus undergraduate should budget about $94,260 before health insurance, or about $98,418 if USD health insurance applies.
2026-2027 full-time undergraduate tuition.
Tuition plus full-time undergraduate fees.
2026-2027 annual health insurance premium if not waived.
USD FAFSA federal school code.
Quick answer: what does USD cost for 2026-2027?
A full-time undergraduate student should start with $64,100 tuition and $1,099 estimated mandatory undergraduate fees.
Then add housing, meals, books, transportation, personal expenses and health insurance if required.
University of San Diego tuition guide quick navigation
University of San Diego tuition and fees 2026-2027: official cost breakdown
USD publishes both direct tuition/fee charges and living-cost estimates. Use the first table for tuition and billing basics, then use the living-cost table for a realistic family budget.
| Cost item | Per semester | Per year | What students should know |
|---|---|---|---|
| Tuition, 12-18 units | $32,050 | $64,100 | Main tuition charge for full-time undergraduate students. |
| Estimated full-time undergraduate fees | $549.50 | $1,099 | Includes associated student fee, wellness fee, facility fee, Student Life Pavilion fee and media fee. |
| Tuition + fees | $32,599.50 | $65,199 | Best direct answer for “University of San Diego tuition and fees.” |
| Per-unit tuition | $2,210 per unit | Varies | Applies to single courses, summer, intersession, fewer than 12 units or more than 18 units. |
| Audit rate | $160 per credit unit | Varies | Applies when auditing a course. |
| Health insurance | $2,079 | $4,158 | Annual premium for August 1, 2026 through July 31, 2027 if required and not waived. |
| Billed housing example | $6,725 | $13,450 | USD listed housing estimate in direct cost table; exact housing depends on assignment. |
| Billed meal plan example | $2,875 | $5,750 | USD listed meal-plan estimate; exact cost depends on meal plan choice. |
| Cost item | Off campus | Living at home | On campus |
|---|---|---|---|
| Tuition | $64,100 | $64,100 | $64,100 |
| Full-time fees | $1,099 | $1,099 | $1,099 |
| Housing estimate | $16,920 | $8,775 | $14,042 |
| Meals estimate | $7,884 | $3,942 | $8,344 |
| Books and supplies | $1,320 | $1,320 | $1,320 |
| Personal necessities | $5,706 | $4,563 | $3,969 |
| Transportation | $1,656 | $1,206 | $1,386 |
| Estimated total before health insurance | $98,685 | $85,005 | $94,260 |
| Estimated total if USD health insurance applies | $102,843 | $89,163 | $98,418 |
Popular University of San Diego tuition searches answered fast
These are the short answers users usually want before they scroll.
University of San Diego tuition
$64,100 per year for full-time undergraduate tuition in 2026-2027.
Per semester tuition is $32,050.
University of San Diego tuition and fees
Tuition is $64,100 and full-time undergraduate fees are about $1,099.
Tuition and fees together are $65,199.
University of San Diego cost of attendance
On-campus planning estimate: about $94,260 before health insurance.
If USD health insurance applies, use about $98,418.
University of San Diego room and board
Living-cost budget: on-campus housing $14,042 and meals $8,344.
Room and board planning total: about $22,386.
University of San Diego tuition per semester
Full-time tuition is $32,050 per semester.
Tuition plus full-time fees is about $32,599.50 per semester.
University of San Diego per-unit tuition
USD lists $2,210 per unit for single courses, summer, intersession, fewer than 12 units or more than 18 units.
Always check your actual registration units before estimating.
University of San Diego in-state tuition
No separate in-state tuition rate.
USD is private, so California residency does not create a resident tuition discount.
University of San Diego out-of-state tuition
No separate out-of-state tuition rate.
Out-of-state students should focus on travel, housing, aid and scholarships.
University of San Diego scholarships
First-year applicants are automatically considered for merit scholarships.
No separate merit scholarship application is required for standard first-year review.
University of San Diego payment plan
USD payment plan has 5 monthly payments and a $50 non-refundable processing fee per semester.
It must be set up each semester.
University of San Diego in-state vs out-of-state tuition
USD is a private university. That means tuition is not divided into California resident and non-resident rates like a public university.
| Search intent | Direct answer | What actually changes cost? |
|---|---|---|
| USD in-state tuition | No separate in-state rate. | Scholarships, grants, living arrangement, health insurance and payment plan. |
| USD out-of-state tuition | No separate out-of-state rate. | Travel, housing, personal expenses and aid package. |
| California resident cost | Same undergraduate tuition rate as other U.S. students. | May save on travel or living-at-home costs. |
| International student cost | Use the same tuition base, but check visa, insurance, payment and aid rules. | Currency transfer, health insurance, travel and eligibility for aid. |
University of San Diego financial aid and scholarships
USD says more than 75% of undergraduates receive some form of financial assistance, including scholarships and need-based aid. USD also states that it awards over $160 million in grants and scholarships each year.
USD FAFSA federal school code.
Priority deadline for undergraduate Fall 2026 and Spring 2027 FAFSA application.
First-year applicants are automatically considered during admission review.
Merit scholarship renewal generally requires a 3.0 cumulative USD GPA.
| Aid item | Official detail | Action step |
|---|---|---|
| FAFSA | USD federal school code is 010395. | Submit FAFSA and monitor MySanDiego for requirements. |
| Priority deadline | Undergraduate Fall 2026/Spring 2027 FAFSA priority deadline is March 2. | File before the deadline to avoid delayed aid review. |
| Merit scholarships | First-year applicants are automatically considered; no separate application required. | Submit a strong admission application with academics, leadership, service and talent. |
| Renewal rule | Merit scholarships may be renewable for up to four years, five years for Engineering students, with required 3.0 cumulative USD GPA. | Track GPA and renewal conditions each year. |
| Need-based aid | Financial aid offer is not official until FAFSA, admission and document review are complete. | Use Net Price Calculator only as an estimate. |
| Outside scholarships | Outside awards can help pay tuition, books, rent and daily expenses. | Report outside awards and avoid scholarship scams. |
Health insurance, housing, meal plan and hidden cost checks
The student bill can be higher than tuition and fees because health insurance, housing, meal plans, deposits, parking and returned-check fees can appear separately.
| Cost | Amount / rule | What to check before paying |
|---|---|---|
| Student health insurance | $4,158 annual premium for Aug. 1, 2026 – July 31, 2027. | Check whether the student must enroll or can waive based on qualifying coverage. |
| New resident deposit | $500. | Applies to new resident students. |
| New commuter deposit | $300. | Applies to new commuter students. |
| Damage/cleaning deposit | $100 for resident students. | Confirm how it appears and whether it is refundable/adjusted. |
| Returned check fee | $25. | Use correct bank details for eCheck/check payments. |
| Past-due balance | 10% APR may be imposed on past-due balances. | Pay or set up a plan before the deadline. |
USD Net Price Calculator: estimate cost after aid
The Net Price Calculator helps families estimate what aid may be available, but it is not a final financial aid offer.
How to pay University of San Diego tuition
USD offers two payment options: pay in full or enroll in a monthly installment payment plan.
Official USD payment tutorial video
This official Torero Hub video is useful for the payment process. VideoObject schema is intentionally not added because full schema-safe upload date and thumbnail metadata are not verified here.
USD monthly installment payment plan: what families should know
The payment plan can help families spread cost, but it is not automatic and it has eligibility rules.
| Plan item | Official detail | Practical note |
|---|---|---|
| Number of payments | 5 monthly payments. | Plan around five installments per semester. |
| Processing fee | $50 non-refundable fee per semester. | Add it to the family budget. |
| Setup frequency | Must be set up each semester. | Fall enrollment does not automatically cover spring. |
| Eligibility | Account balance must not be delinquent and prior semester charges must be paid. | Resolve past-due balances before relying on the plan. |
| Current semester billing | Current semester tuition and fees must be billed. | Wait until charges appear before choosing the plan amount. |
| Fall plan due dates | August 1, September 1, October 1, November 1, December 1. | Set reminders before each due date. |
| Spring plan due dates | January 1, February 1, March 1, April 1, May 1. | Holiday timing can create missed-payment risk. |
USD billing deadlines, aid deadlines and late-payment risk
USD payment deadlines depend on semester and student type. The official payment methods page lists late August for undergraduate/graduate fall payment in full and late January for undergraduate/graduate spring payment in full.
| Date / timing | What it means | Action step |
|---|---|---|
| October 1 | FAFSA, CA Dream Act Application and USD Dream Act Application availability noted in USD resources. | Start early and gather parent/student financial details. |
| March 2 | Priority deadline for undergraduate Fall 2026 and Spring 2027 FAFSA application. | Submit FAFSA before this date for priority review. |
| Late August | Undergraduate/graduate fall payment-in-full deadline timing. | Pay in full or confirm payment plan before the deadline. |
| Late January | Undergraduate/graduate spring payment-in-full deadline timing. | Review spring bill separately; do not assume fall balance repeats. |
| Monthly plan dates | Fall: Aug. 1-Dec. 1. Spring: Jan. 1-May 1. | Make all installments current. |
| Past due balances | USD may impose 10% APR on past-due balances. | Contact Student Accounts before the account becomes delinquent. |
University of San Diego tuition contacts, address and map
Use Student Accounts for billing and payment. Use Torero Hub / Financial Aid for FAFSA, scholarships, aid requirements and questions about affordability.
Best for: tuition bills, payment, fees, room and meal-plan charges, account balance and payment questions.
Phone: 619-260-4561.
Phone hours: Monday-Friday, 9:00am-5:00pm.
Not a student: torerohub@sandiego.edu.
Best for: FAFSA, financial aid requirements, scholarships, grants, award review and Torero Hub questions.
FAFSA code: 010395.
Portal: MySanDiego.
Campus: 5998 Alcalá Park, San Diego, CA 92110.
Use for: campus map, visit planning and general location.
Have student ID, term, bill screenshot, aid offer, payment receipt, housing/meal plan, health insurance status and parent/supporter authorization ready.
University of San Diego map
Student and parent checklist before paying USD tuition
FAQs about University of San Diego tuition 2026
How much is University of San Diego tuition in 2026-2027?
USD full-time undergraduate tuition is $64,100 per year, or $32,050 per semester for 12-18 units.
What are University of San Diego tuition and fees together?
Tuition is $64,100 and estimated full-time undergraduate fees are $1,099, so tuition and fees are about $65,199 for 2026-2027.
How much is University of San Diego per unit?
USD lists $2,210 per unit for single courses, summer, intersession, fewer than 12 units, or more than 18 units.
Does USD have in-state tuition?
No. USD is private, so California residents do not receive a public-university in-state tuition rate.
Does USD have out-of-state tuition?
No. USD does not charge a separate out-of-state undergraduate tuition rate.
What is University of San Diego room and board?
USD’s 2026-2027 on-campus living budget lists housing at $14,042 and meals at $8,344, or about $22,386 total. Exact cost depends on housing and meal plan choices.
How much is USD health insurance?
USD lists the 2026-2027 annual student health insurance premium at $4,158 for August 1, 2026 through July 31, 2027.
What is USD’s FAFSA code?
University of San Diego’s FAFSA federal school code is 010395.
Does USD offer merit scholarships?
Yes. Undergraduate first-year applicants are automatically considered for merit scholarships during admission review. No separate merit scholarship application is required.
Can University of San Diego tuition be paid monthly?
Yes. USD offers a monthly installment payment plan with 5 monthly payments and a $50 non-refundable processing fee per semester. The plan must be set up each semester.