University of San Francisco Tuition 2026: Costs, Fees, Aid, Payment Plan and Net Price Guide
University of San Francisco tuition searchers need exact numbers first. For 2026-2027, USF full-time undergraduate tuition at the Hilltop campus is $63,880, fees are $612, and tuition plus fees total $64,492.
The full yearly cost depends on living choice: $89,298 living on campus, $90,854 living off campus, or $81,510 living with family/commuting before financial aid. Health insurance can add $4,477 if required and not waived.
2026-2027 full-time undergraduate tuition at Hilltop campus.
Tuition plus required fees for the academic year.
Estimated cost of attendance for living on campus before aid.
USF-sponsored health insurance if enrolled and not waived.
Quick answer: how much should a family budget for USF?
For a typical full-time undergraduate, use $89,298–$90,854 as the realistic yearly planning range before aid if the student lives on campus or off campus.
Commuters living with family have a lower estimated cost of $81,510, but they still pay the same full-time tuition and fees.
USF tuition guide quick navigation
University of San Francisco tuition and fees 2026-2027: official cost breakdown
This table gives the main numbers users look for: tuition, fees, housing, food, indirect expenses, total cost, per-credit rate, and health insurance.
| Cost item | Living on campus | Living off campus | Living with family / commuting |
|---|---|---|---|
| Full-time tuition at Hilltop campus | $63,880 | $63,880 | $63,880 |
| Fees | $612 | $612 | $612 |
| Tuition + fees | $64,492 | $64,492 | $64,492 |
| Housing | $12,930 | Estimated off-campus housing: $15,314 | Estimated housing/commuting allowance: $7,678 |
| Food | $6,220 | Estimated off-campus food: $3,886 | Estimated food: $3,864 |
| Direct costs shown on USF bill | $83,642 | $64,492 | $64,492 |
| Books, course materials, supplies, equipment | $1,306 | $1,306 | $1,306 |
| Transportation | $1,076 | $1,346 | $896 |
| Personal expenses | $3,274 | $4,510 | $3,274 |
| Indirect cost subtotal | $5,656 | $26,362 | $17,018 |
| Total cost of attendance | $89,298 | $90,854 | $81,510 |
| USF-sponsored health insurance | $4,477 if enrolled or automatically charged and not waived with comparable coverage. | ||
Popular University of San Francisco tuition searches answered fast
These short answers match the way students and parents search. Each answer gives the number or decision point first.
University of San Francisco tuition fees
$64,492 for tuition and fees in 2026-2027.
That is $63,880 tuition + $612 fees.
University of San Francisco tuition in-state
No separate in-state tuition rate.
USF is private, so California residency does not create a public-style tuition discount.
University of San Francisco tuition out-of-state
No separate out-of-state tuition rate.
Out-of-state students pay the same tuition rate, but travel and living costs can differ.
University of San Francisco tuition per year
$63,880 tuition only.
$89,298 on-campus cost of attendance before aid.
University of San Francisco tuition per semester
Tuition-only estimate: $31,940 per semester.
Tuition and fees together are about $32,246 per semester.
University of San Francisco room and board
On-campus housing is $12,930 and food is $6,220.
Housing and food together total $19,150.
University of San Francisco cost of attendance
$89,298 living on campus.
$90,854 living off campus, or $81,510 living with family/commuting.
University of San Francisco tuition after aid
USF reports average total aid package of $41,708 for fall 2025 incoming students.
Use the official Net Price Calculator for a family-specific estimate.
University of San Francisco per credit hour
$2,275 per credit if taking fewer than 12 or more than 18 credits in fall, intersession, or spring.
Summer 2026 Hilltop campus rate is $1,525 per credit.
University of San Francisco health insurance
Students enrolling in the USF-sponsored plan should plan to add $4,477.
Comparable coverage may allow a waiver during the open waiver period.
USF in-state vs out-of-state tuition: direct answer
University of San Francisco is private, so it does not use public-university residency pricing.
| Searcher query | Direct answer | What actually affects cost? |
|---|---|---|
| USF tuition in-state | No separate in-state rate. | Financial aid, scholarships, housing choice, family contribution. |
| USF tuition out-of-state | No separate out-of-state rate. | Travel, personal expenses, aid package, housing choice. |
| USF international student cost | Use the same tuition table, but insurance and visa-related budgeting matter more. | Health insurance, proof of finances, travel, currency timing, Flywire payment. |
University of San Francisco financial aid and scholarships
USF says most students do not pay the full cost because financial aid can include merit scholarships, need-based scholarships, grants, loans, and work-study.
Fall 2025 incoming domestic first-year aid applicants received financial aid.
Average aid package for fall 2025 incoming students.
Average merit aid for fall 2025 first-year incoming students.
First-year applicants are considered for merit scholarships when they apply.
Fall 2026 first-year merit scholarships
| Scholarship | Annual amount | What users should know |
|---|---|---|
| University Scholarship | $37,000 | Based on USF-calculated GPA in core academic subjects. |
| Presidential Scholarship | $35,000 | Renewable for up to four years with satisfactory academic progress. |
| Provost Scholarship | $33,000 | Usually listed in the admission decision if awarded. |
| Hilltop Scholarship | $31,000 | Can reduce the net price significantly. |
| Ignatius Scholarship | $29,000 | One of USF’s named first-year merit awards. |
| Dons Scholarship | $27,000 | Awarded through the first-year admission review process. |
| St. Francis Scholarship | $17,000 | Renewal requires satisfactory academic progress. |
| Charles E. Cross Award | $5,000 | Annual award for eligible Catholic or Jesuit high school graduates, renewable if requirements are met. |
Need-based aid checklist
USF also offers need-based institutional grants and scholarships. U.S. citizens generally use FAFSA; undocumented or eligible noncitizens may use the CA Dream Act application.
USF health insurance: who is charged and how to waive
USF requires students to have health insurance. Students may be automatically charged for USF-sponsored health insurance based on registration status.
| Item | Official detail | Action |
|---|---|---|
| Health insurance cost | $4,477 if enrolled in USF-sponsored plan. | Add this to direct costs unless approved waiver applies. |
| Domestic undergraduate trigger | Domestic undergraduates registering for 9 credit hours or more are charged, except certificate and online program students. | Check your bill after registration. |
| International student trigger | International students and scholars registering for at least 1 credit hour are charged. | Review international waiver criteria carefully. |
| Fall waiver period | June 29 through September 1. | Submit waiver during the open window only. |
| Spring waiver period | November 30 through February 1. | Waiver windows are not optional if you want the charge removed. |
| Waiver credit timing | Approved waiver credit can take up to 10 business days. | Do not wait until the bill due date. |
How to pay University of San Francisco tuition
USF uses online student account billing through myUSF View & Pay. USF no longer sends paper bills by mail for normal student billing.
USF semester payment plan: fees, dates and installment rules
The USF semester payment plan helps students pay tuition, fees, and room and board through scheduled payments. It is available for fall, spring, and summer.
| Payment plan item | Official detail | What families should do |
|---|---|---|
| Enrollment fee | $50 each semester. | Budget for the fee before enrolling. |
| Minimum balance | $2,250 required to qualify. | Check account balance before trying to enroll. |
| Fall 2026 enrollment | July 6 through September 30. | Enroll early to avoid registration/payment problems. |
| Spring 2027 enrollment | December 2 through February 28. | Do not assume fall enrollment carries into spring. |
| Monthly due date | Payments due on the 5th of each month. | Set reminders before the 5th. |
| Late fee | $10 late fee charged on the 15th if payment is not received. | Do not wait for the 15th warning. |
| Returned payment fees | $15 USF returned payment fee + $15 Transact returned payment fee. | Confirm bank account and routing number before paying. |
Installment months
| Term | Installment months | Due date pattern |
|---|---|---|
| Fall | August, September, October, November | 5th of each month |
| Spring and Intersession | January, February, March, April | 5th of each month |
| Summer | May, June, July | 5th of each month |
USF vs public university cost: why sticker price can mislead
USF is private, so tuition does not drop for California residents the way it might at a public university.
The fair comparison is full cost of attendance minus scholarships and grants.
Public schools may have lower in-state tuition, but families still add fees, housing, food, books, transportation, personal expenses, and possible health insurance.
USF’s sticker price is high, but merit scholarships and need-based aid can reduce the real net price significantly.
Student and parent checklist before paying USF tuition
University of San Francisco tuition contacts, addresses and campus map
Contact Student Accounts for billing and payment. Contact Financial Aid for scholarships, grants, FAFSA, CA Dream Act, and net price questions.
Best for: tuition bill, myUSF View & Pay, payment plan, charges, payment posting, returned payments.
Physical address: 2800 Turk Street, Lone Mountain Main 203, San Francisco, CA 94118
Mailing address: University of San Francisco, Attn: Student Accounts – LM 203, 2130 Fulton Street, San Francisco, CA 94117
Phone: (415) 422-2571
Email: studentaccounts@usfca.edu
Hours: In person Mon-Fri 9:00 AM-4:00 PM; Wed 9:00 AM-3:00 PM. Phone Mon-Fri 9:00 AM-1:00 PM.
Best for: scholarships, grants, aid package, FAFSA, CA Dream Act, Net Price Calculator, special circumstances.
Address: Lone Mountain Main 203, 2800 Turk Blvd., San Francisco, CA 94118
Phone: (415) 422-3387
Email: financialaid@usfca.edu
Hours: Monday-Friday, 8:30 a.m.-5 p.m.
University of San Francisco map
FAQs about University of San Francisco tuition 2026-2027
How much is University of San Francisco tuition in 2026-2027?
USF full-time undergraduate tuition at the Hilltop campus is $63,880 for 2026-2027.
What are University of San Francisco tuition and fees together?
Tuition is $63,880 and fees are $612, so tuition and fees together are $64,492.
What is University of San Francisco total cost of attendance?
The 2026-2027 total cost of attendance is $89,298 living on campus, $90,854 living off campus, or $81,510 living with family/commuting before aid.
What is USF tuition with room and board?
On-campus housing is $12,930 and food is $6,220. Tuition, fees, housing, and food together total $83,642 before indirect expenses, insurance, and aid.
Does University of San Francisco have in-state tuition?
No. USF is private and does not have a separate California resident tuition rate.
Does University of San Francisco have out-of-state tuition?
No. USF does not charge a separate out-of-state undergraduate tuition rate.
How much is University of San Francisco tuition per semester?
A simple tuition-only estimate is $31,940 per semester. Tuition plus fees is about $32,246 per semester.
How much is USF per credit hour?
Students taking fewer than 12 credits or more than 18 credits are charged $2,275 per credit during fall, intersession, or spring. Summer 2026 Hilltop campus rate is $1,525 per credit.
Can USF tuition be paid monthly?
Yes. USF offers a semester payment plan with a $50 enrollment fee. Installments are due on the 5th of each month.
Does USF accept credit cards for tuition?
No. USF states that it does not accept debit or credit card payments for tuition. Use e-check, paper check, or Flywire international payment options.